Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
Iowa Offers New Indexed Product Accounting Option
By Staff WriterThe Hawkeye State is giving life insurers that use derivatives to hedge indexed annuity and life operations more flexibility.The Iowa Insurance Division has announced the ...
January 01, 2009
A foundation of fixed annuitiesWhen financial markets behave unpredictably, investors tend to flock to products that offer predictability. So it's no surprise that amid all the recent financial upheaval, interest in traditional fixed annuities appears to be surging. Fixed
January 01, 2009
Get ready to soar -- againAccording to classic mythology, the phoenix was a bird with beautiful gold and red tail feathers. Near the end of its 600- to 800-year lifespan, it built a nest of cinnamon twigs. Then it set the twigs on fire, reducing itself and its nest to ashes.
January 01, 2009
New productsFixed annuities ING Fixed Annuities The new ING IncomeProtector Withdrawal Benefit, a revamped version of previous offerings, now provides a 7 percent compounding roll-up during the first 10 years of the deferral phase and an annual ratchet
January 01, 2009
Pursuing the American Dream...with hard workEvery business, to remain in business, must be structured to generate profits. The American Dream is built around one theme: "Nothing happens until somebody sells something." My job, as a professional sales person, is to initiate
January 01, 2009
Not learning from a near missThe representative pleaded with the consumer to pull back from the stock market, sell today and pocket those gains, and place at least some money in a no-market-risk place. Reluctantly, the consumer took the representative's advice, got out of
January 01, 2009
Understanding the Younger Generation"It is very important to consider the differences in generational thinking and stage-of-life needs. This includes the ways we communicate with our client's children and grand-children. For example, members of Generation X and Y
January 01, 2009
A new disclosure statement?As if the legal eagles in the compliance department hadn't already complicated life enough, some firms are considering requiring advisors to furnish clients with disclosure statements confirming that they discussed products and strategies for