Life/Health Insurance

Best Practices

The 3 Rights of Life Settlement Prospecting

Robin S. Weinberger and Peter N. Katz | September 19, 2018

One type of policy to consider: a survivorship UL policy with only one of the insureds still living.

News

California Department of Insurance Sues AbbVie Over Arthritis Drug Marketing

Robert Langreth | September 19, 2018

Regulators say the company used nurse ‘patient advocates’ to promote Humira.

News

Novartis Cancer Therapy Kymriah Hits Hurdle in Europe

James Paton | September 19, 2018

The lymphoma treatment could cost $372,000 per patient.

Slideshow

The Spanish Flu Centennial — 5 Big Cities' Worst Weekly Death Tolls

Allison Bell | September 18, 2018

This year is the 100th anniversary of an epidemic that continues to shape how life insurance works.

News

The Spanish Flu Centennial —1918 Flu Pandemic Hit Insurers Hard

Allison Bell | September 18, 2018

Healthy young men were the most likely to die.

News

The Spanish Flu Centennial — How the 1918 Flu Pandemic Affected Prudential Agents

Allison Bell | September 18, 2018

For a few weeks in 1918, Prudential agents fought a desperate battle to keep death claims from piling up.

News

The Spanish Flu Centennial — Claim Overlaps Application

Allison Bell | September 18, 2018

The 1918 flu pandemic showed why the best time to have life insurance in place is immediately.

News

Western & Southern Agrees to Acquire Gerber Life From Nestlé

Allison Bell | September 18, 2018

One goal is to increase the ratio of life business to annuity business.

News

Why Annuity Guarantee Issuers Might Leak. Some

Allison Bell | September 18, 2018

Three economists say life insurers protect well in showers but could leak in storms.

News

Many Parents Who Want to Buy Life Insurance Freeze Up: SBLI

Allison Bell | September 17, 2018

A life insurer has new data on deer-in-the-headlights syndrome.

News

Life Re Giants Crowd Out Other Players: Moody's

Allison Bell | September 17, 2018

Rating analysts have found that five big players now handle about 90% of recurring new business.

News

Once Upon a Time, 10 People Retired...

Allison Bell | September 17, 2018

Jackson tries to reach income planning prospects through storytelling.

Best Practices

Is Term Life Conversion Time Running Out?

Gregory E. Schwabe | September 17, 2018

During Life Insurance Awareness Month, it's good to be aware that some life opportunities come with expiration dates.

News

Justice Department Clears Cigna-Express Scripts Deal

Zachary Tracer and David McLaughlin | September 17, 2018

Department officials doubt the deal would increase costs for Cigna’s rivals.

Slideshow

30 Life and Health Professionals Under 30: Part 1

Allison Bell | September 17, 2018

Here's a look at some of the new people who have been making the future.

News

HealthSherpa CEO Sees Individual Health Recovery

Allison Bell | September 16, 2018

George Kalogeropoulos says the number of agents seeking ACA exchange support services has increased sharply.

Slideshow

The 5 Top States for Marriages

Allison Bell | September 16, 2018

In these five states, weddings may make more prospects aware of the future.

News

Health System Finances Are Sick: Navigant

Allison Bell | September 16, 2018

One problem is that hospitals and related entities have trouble collecting from the patients.

News

Genworth Seeks to Change Note Terms

Allison Bell | September 16, 2018

If Genworth succeeds, holders who agree to the change will get $2.50 per $1,000 of note principal.

Best Practices

Leadership Is Not a Birthright… and It Shows

Lloyd Lofton | September 14, 2018

To inspire a team, dig deeper, work harder, and show some respect.

News

House Panel OKs Retirement Bill That Leaves Life Insurers Hungry

Allison Bell | September 14, 2018

The ACLI and IRI are still pressing for retirement plan annuitization provisions.

News

House Agrees to Debate ACA Employer Mandate Bill Next Week

Allison Bell | September 14, 2018

Few Democrats voted in favor of bringing H.R. 3798 to the House floor.

News

Older Consumers' Life Application Activity Rises 4.4%: MIB

Allison Bell | September 14, 2018

Overall application activity was down 0.1%, year-over-year.

News

Trump’s Medicaid Work Rules Lead to First Terminations in Arkansas

John Tozzi | September 13, 2018

Medicaid covers about 30% of Arkansas residents.

News

Maryland Sues to Save the ACA as Texas Judge Weighs Killing It

Andrew Harris | September 13, 2018

One question is whether the individual mandate can be separated from other ACA provisions.

News

Prudential's SIFI Status Is Still Grist for FSOC Talks

Elizabeth Festa | September 13, 2018

After months of deliberation by FSOC, Prudential is still the only insurer labeled a SIFI.

News

Cigna Creates $250 Million Health Care Investment Fund

Allison Bell | September 13, 2018

The company is looking for ideas that can be used as the basis for pilot programs.

Best Practices

Hidden Factors Could Cost Your Life Trust Client Money

Scott Diamond | September 13, 2018

Reviewing policies regularly is always a good idea. For ILIT users, it’s critical.

News

Web Broker to Hire About 200 People in Utah by Mid-October

Allison Bell | September 12, 2018

GoHealth is holding an open house in Lindon, Utah, on Saturday.

News

U.S. Health Insurers Are Doing All Right: Mark Farrah

Allison Bell | September 12, 2018

Average individual major medical member expenses rose 7.6%, but per-member revenue rose 17%.

News

House Passes 4 Medicare Bills by Voice Votes

Allison Bell | September 12, 2018

The bills could create new LTC options, Medicare smart cards, and new traditional Medicare coverage decision rules.

News

Life Happens Names New President

Allison Bell | September 12, 2018

Marvin Feldman will continue to be the awareness campaign group's CEO.

News

Prudential Names Lowrey Next CEO, and Falzon Vice Chair

Allison Bell | September 12, 2018

The company's incoming leader has been running the international businesses.

News

Ross Vanderwolf to Lead MDRT

Allison Bell | September 11, 2018

The group's next president is based in Brisbane, in Australia.

Commentary

Variable Annuities Are Neglected Assets

Milind M. Lele | September 11, 2018

The author says many financial professionals are ignoring a potential gold mine.

Slideshow

The 5 States Where Death Is Most Unfair

Allison Bell | September 11, 2018

A 'lifetime income stream' could last a lot longer in some parts of the country than in others.

Commentary

September 11 and Life Insurance Awareness Month

Allison Bell | September 11, 2018

One good way to observe this day is to protect more people, and their loved ones, against the risk of death.

News

Fixed Annuity Sales Surge in Q2: Report

Elizabeth Festa | September 11, 2018

VA sales increased a little. Fixed annuity sales increased a lot.

News

ACA Employer Mandate Package Nears House Floor

Allison Bell | September 10, 2018

H.R. 3798 would increase the full-time employee threshold to 40 hours per week.

Lincoln Financial Adds Indexed Annuity

Allison Bell | September 10, 2018

Market Synergy Group helped Lincoln design the new contract.

News

Pension Fight Hurts Putin's Party in Regional Elections in Russia

Ilya Arkhipov | September 10, 2018

Russia’s pension age could increase by 5 years — to 65 for men and 60 for women.

Best Practices

5 Tips for Advising Clients Who Want to Give Away Assets

Darwin M. Bayston | September 10, 2018

Many clients are trying to accumulate assets. Others have a different goal in mind.

Slideshow

The Top 10 Life Insurance YouTube Videos of the Year

Allison Bell | September 09, 2018

Just three of the most-watched videos were posted by U.S. organizations.

Commentary

Social Security Should Not Be a Piggy Bank for Paid Leave

Michael R. Strain | September 09, 2018

Who would even think of raiding the Social Security trust fund for new programs? Well...

News

BigWave to Continue to Power HealthCare.gov Broker Finder Tool

Allison Bell | September 09, 2018

Warner Pacific started the firm to improve the way leads flow to live humans.

News

House May Vote on Medicaid-Medicare Long-Term Care Bill This Week

Allison Bell | September 09, 2018

H.R. 6561 could expand for-profit carriers' ability to start Program All-Inclusive for the Elderly plans.

News

Marc Cadin Takes the Reins at AALU

Allison Bell | September 09, 2018

Goals include increasing membership and increasing lobbying effectiveness.

News

NAILBA to Honor Military Veteran Members

Allison Bell | September 07, 2018

The NAILBA 37 speaker list includes a retired four-star Marine Corps general.

News

3 Peeks Behind the LTCI Blinds

Allison Bell | September 07, 2018

Keefe, Bruyette & Woods analysts talk about Athene, Prudential and CNO in a new conference report.

News

U.S. Male Obesity Rate Keeps Climbing

Allison Bell | September 07, 2018

The obesity rate for adult women has evened out, but watch out for those preschool kids.