Resource Center

Even during previous recessions, the financial crisis, housing collapse and other global disruptions, we were still able to meet with clients or prospects face-to-face to calm their fears. Now, that is nearly impossible due to the coronavirus pandemic. As you continue to adapt to the new reality created by COVID-19, it helps to know how other advisory firms are overcoming this “socially distant environment.”

Download this white paper now to get tips on how to effectively manage your business during a pandemic and stay connected with your clients in a meaningful way. This includes:

• Which online tools you should embrace
• Ways to overcome information fatigue
• How often you need to communicate and how it should change
• And more… 

It’s important to stay top of mind with your clients and prospects, but you need to ensure communication doesn’t overwhelm you. Find out how to act smarter, not harder.

Financial firms have devoted much of their attention to data, with a focus on improving clients’ access to data on a variety of devices. Yet they have not always been able to provide their back-office workforces with the same ease of access to data that the firms’ clients have come to expect from the front office. By streamlining data access for your back-office, you can focus on  managing and growing your business. 

Watch this on-demand webcast, which will reveal:

• Why you should dedicate resources to back-office operations, with a focus on streamlining access to and management of data
• What you need to know about cloud-based infrastructures and other technological advances that support the emergence of data as the new strategy to power the back office
• How to collaborate with your colleagues to identify and develop capabilities that are necessary to elevate the role of the back office

The Registered Investment Advisor (RIA) model is an opportunity to build your own brand and put your clients first – but how do the economics work? Is the transition to independence worth the cost? Does the earning potential compare to wirehouse and independent broker-dealer models?

In Schwab Advisor Services’ latest white paper, The Economics of Independence, we evaluate key areas related to the financial success of a firm. By comparing revenue potential, cost control, and business equity, you can have a better idea of how the economics of independence stack up against those of your current practice.  

Download this white paper to explore the rewards of independence.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (1020-0PU0) (07/20)

As you continue to adapt to a virtual work environment, searching for ways to grow, evolve and thrive are vital. You must remain agile and top of mind for clients – continuing to show your value, upend the traditional ways of operating, and demonstrate strong leadership for your team. However, it’s harder than ever to maintain connections. Developing your skills so you can lead and facilitate virtual meetings with clients and the rest of your organization so they remain engaging experiences and provide great impressions – first, second,and beyond – is crucial.

Download this guide now to get helpful, best-in-class skills and tips on how to prepare for a meeting, deliver during a virtual presentation, and what you should do after it’s over. This includes:

• Understanding that virtual meeting design is more than agenda planning
• Specific tactics for meetings that help with time management and facilitating conversation
• Why you need to treat a virtual meeting just like an in-person meeting after it’s over
• A handy checklist of do’s and don’ts for successful video conferencing

Just because the world has moved mostly to online meetings, it doesn’t mean you can’t maintain the same connections. Get tips to ensure you connect with clients and prospects online with the same success you have in person.

As you struggle to predict which stocks and companies can weather the continuing economic impact of the COVID-19 pandemic, it can be hard to figure out what to do next for your clients. The economy continues to create some extreme gainers and decliners, which has led to wide sector dispersion. While this can create problems in general, it can also spell opportunity for long/short equity funds, which can also provide a hedge for investors looking for downside protection.

Read this article now to understand how a strategy of investing in long/short equity funds can work, in spite of the variance in sector performance. You will discover:

• Which industries are already on the plus side of sector dispersion
• Why flexibility within the sectors is key
• How to find opportunities in healthcare, tech, and financials

Your clients look to you for advice in a market that remains volatile. Uncover opportunities that can be found in long/short equity strategies and trends.

For Broker/Dealer Use Only. Not for use with the public. 

According to one report, women control 40 percent of global wealth,* yet a majority feel they are misunderstood by their financial advisors.** Not effectively addressing the needs of female clientele in today’s marketplace can certainly result in lost opportunities. The industry as a whole must make adjustments, and it starts with every advisor examining their communication with female clients. 

Download this article now for more insights on this industry issue and tips for communicating effectively with women. Topics discussed include:

• Why women can’t be lumped into one client/target group
• 4 unique segments women may fall into to help refine your approach
• What women focus on compared to men
• Why goals-based planning is key

While there is no one-size-fits-all approach, there are steps you can take to connect better with female clients and prospects to grow your business. Find out how! 

*https://www.fa-mag.com/news/women-inherit-the-power-of-the-purse-45001.html?issue=317
**https://www.fa-mag.com/news/our-blind-spot-with-female-investors--seeing-individual-needs--not-just-gender-traits-44115.html

Investments are subject to risks, including the possible loss of the principle amount invested. An investor should consider the Fund’s investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information about the investment company can be found in the Fund’s prospectus or summary prospectus. To obtain a prospectus or summary prospectus online, please visit www.cavanalhillfunds.com or call 1-800-762-7085. Please read the prospectus or summary prospectus carefully before investing.

While the market may appear expensive from a broad perspective, the recovery has been concentrated among traditional growth stocks, creating opportunities to identify secular winners at attractive valuations. 

A large group of stocks with attractive long-term fundamentals and business models are still down significantly from their pre-pandemic highs.

The COVID-19 outbreak continues to wreak havoc on economies worldwide. Despite these dire times, leading advisors report that one of the best times for true organic growth comes during market downturns and economic recessions. While this may sound counterintuitive, it makes sense if you look at it from the demand side of professional advice and guidance. This market includes DIY investors looking for answers, and those who may be dissatisfied with their financial advisor looking for a new one. 

Download this white paper now to learn how to retain your existing clients by providing exceptional service while remaining proactive and visible in the marketplace to attract new prospects. Topics discussed include:

• What investors appreciate and how to exceed client expectations in times of uncertainty
• An overview of value-added solutions you can provide to existing and prospective clients today, to drive growth and new revenue
• Top business reasons you should be proactive, and how you can take advantage of the “money in motion” that will be freed up during this unprecedented time
• And more… 

2244-OAS-08/27/2020

One of the top priorities for your business should be to identify opportunities to improve performance and inform decision-making. To achieve this, you need to have the right analytical tools and platforms to stay ahead of the competition. 

Download this brief to learn how to develop a more agile business approach fueled by a mastery of analytics that will help drive your business. You will also discover:

• Solutions for current data challenges you may need to overcome.
• 3 key components that enable organizations today and fuel competitive advantages for tomorrow.
• How industry leaders are paving the way to maximize data’s value.

As a Registered Investment Advisor, knowing how the industry will change and what tomorrow’s clients will want can make you unstoppable. At Schwab Advisor Services™, our mission is to equip you with the innovative products and solutions that firms and investment advisors need to maximize their potential.

In this white paper, we paint a picture of the future of the investment industry – and how independent RIAs will thrive in it – with attention given to these specific areas:

• The needs of high-net-worth investors
• Growth through mergers and acquisition (M&A) activity
• Cultures centered on innovation
• Technology that moves us forward
• The era of dramatic pricing changes

These critical trends have put RIAs in a position to excel, and as a trusted custodian, we are here to help you seize the opportunity. Download this white paper to learn more.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0820-0FZZ) (07/20)

Financial events in the workplace are often relegated to retirement plan advisors, but why? With the majority of American workers undereducated about their finances and investments—56% of all workers don't know how much they'll need to save for retirement*— there’s a clear need to get more information out. Hosting  workplace financial wellness events is an opportunity to help you improve the financial well-being of employees, strengthen your current relationships, and build new, potentially long-term relationships.

Download this white paper now to get more information on how to take advantage of this opportunity and how to do it well, including:

• Tips for getting started and how to approach your current clients with the idea
• Ways to choose the best topics and deliver a great presentation
• How you can strengthen your approach with data and insights

With actionable advice, you could be among the first financial professionals to realize this burgeoning opportunity among American businesses. Make sure you’re equipped to take advantage now! 

*Amedeo, K. (2019, Nov. 20). Make Sure the Retirement Crisis Doesn't Happen to You: Why Boomers Won't Retire. The Balance. New York, NY: Dotdash. Retrieved from https://www.thebalance.com/retirement-crisis-stats-causes-effect-3306215

Business leaders who focus on client experience have 100x higher revenue.* If you’re a successful financial professional, you’re probably devoted to exceptional service, which is why you might be wondering whether you really need to worry about client experience. You think you are probably already doing it. But that may not be true. 

Client experience is bigger than just service. It’s an intentional discipline that requires attention to a client’s every interaction with your organization.

Download this white paper now for three keys for creating an experience-centric business, including how to:

• Understand your clients through data acquisition and management.
• Invest in success, including time and monetary resources.
• Create experiences, both in person and digitally.

With a clearer understanding of the differences between service and client experience, you can shift your focus toward sophisticated, revenue-boosting experiences this year!

*Hotjar Team. (2019, Oct. 11). CX trends for 2019. Malta: Hotjar. Retrieved from https://www.hotjar.com/customer-experience/trends-and-stats

You understand the value of personalized financial advice — strengthen your offering to help ensure clients and prospects always remember and appreciate what you bring to the table.

Download Cetera’s latest white paper, 5 Ways to Make Your Financial Advice Irreplaceable, to find:

• Five areas where you can enhance your offering to increase the value of your client relationships
• Actionable steps to implement these strategies
• Ways to turn these areas into prospecting opportunities

Act now and you’ll also learn more about a partner who keeps advice at the forefront and is committed to enhancing our profession. 

The oldest Millennials are now in their late 30s and early 40s — no longer college kids. As their lives become more complex and their assets grow, they are increasingly attractive prospects for financial advisors. You need to be able to connect with these “digital natives” online in ways that feel natural to them. While your website is an important “storefront”, you also need the digital equivalents of flyers, bulletin boards, community events, and word of mouth.

Download this white paper now to get a better understanding of various channels for online marketing and how you can effectively use them to reach the Millennial audience. You will learn:

• How Millennials make purchasing decisions and the importance of “freemium” strategies
• Which interactive channels you should embrace and how to do it successfully
• About the importance of consistency and automation in your efforts

Finding the right efforts to focus on can be challenging —  take steps now to ensure you’re effectively reaching this key demographic. Go beyond your website and find easy ways to reach Millennials now.

We’re living in an unprecedented time and reassuring your entire network around COVID-19 and ongoing market volatility is a daunting task. It’s also a prime opportunity to demonstrate the irreplaceable value you provide. To ensure you communicate effectively with all the connections in your life, you must stay organized and ready to adapt as the situation evolves. That means creating a schedule and plan of action for every important relationship.

Download this communication toolkit now to equip yourself with the right tools to build, maintain, and support relationships during this extraordinary time. You will receive ideas and sample content, such as email copy and social media posts, for:

• Clients
• Family & friends
• Centers of influence
• Referrals
• Prospects

Now more than ever, relationships matter. Communication is key to provide timely, relevant, and informative updates and ensure those in your network can access your valuable advice. Get ideas for how to reach out now!

You’ve built a successful practice based on appealing to a wide spectrum of clients. But what if you could maximize your growth and increase your chances of gaining more clients by narrowing your focus?

Download this white paper now to learn how scrapping the one-size-fits-all approach can help you remain competitive and  deliver the customer service your clients need and deserve. You’ll also discover:

• Three methods to help you identify and develop a niche market
• Specific strategies to connect with centers of influence (COIs) who can boost your market access
• Key factors that will help you stand apart from the competition

Take steps now to identify and market to a niche group that will ultimately increase your clientele and bottom line!

Despite the inevitability of needing one, only 27% of advisors have formal succession plans in place, and 49% say the biggest challenge of succession is “finding a successor who can grow and manage the business.”* Many financial professionals wait until they’re only a year or two from retirement before they start planning their succession, costing them valuation, flexibility and opportunity. 

Download this white paper now to learn why you should start planning your succession as soon as possible, four key areas you should focus on, and other topics to consider, such as:

• Timeline
• Types of successors and plans
• How and where to find a successor
• Training
• Unplanned exits

With concrete tips to help you get started today, you’ll be able to begin the process of protecting the legacy you’ve built.

*The Succession Challenge 2018: Why Financial Advisers Are Failing to Plan for the Inevitable. (2018). Janus Henderson Investors, Financial Planning Association.

All advisors know that clients do not always act in wise and rational ways when it comes to their investments. In thinking about their future and their families, emotions can start to influence their thought processes. They look to you to be their guide to the right financial decisions and irrational reactions present you with the opportunity to offer helpful coaching and advice.

Download this white paper now to access research and insights that will help you spot potential challenges and navigate through them. You’ll learn about:

• Six common pitfalls and their emotional undertones
• What these missteps may cost your clients
• Actionable steps you can take to help educate your clients and overcome the challenges

Your clients’ emotional reactions can sway them into making dangerous choices with their finances. Make sure you’re prepared to help them navigate tricky times and feel confident about their financial plan.

It may seem counterintuitive – that the best way to do something is to not do it.Considering how uncomfortable you and your clients may feel when it comes to requesting referrals, there has to be a better way. It turns out there is. You can make getting referrals a normal part of your daily interaction with clients and it can become a natural extension of the services you already provide.

Download this white paper for tips on how to acquire referrals in a better way, while further demonstrating your value proposition and concern for clients’ well-being. You will receive:

• Clear descriptions of a variety of targeted, conversation-specific approaches to unlocking your clients’ network of family and friends
• Sample dialogue to illustrate the techniques in a variety of situations 
• Other ways to get introductions to prospects – and when asking actually makes the most sense

Don’t let awkward conversations prevent you from expanding your business with a tried-and-true strategy. Take steps now to make sure you get the referrals you need while protecting existing client relationships. 

As you think about what is next for your advisory firm, you may be asking key questions: How do you build value, achieve liquidity, and connect with a potential buyer or investor that will serve your clients as well as you have? Preparing your business for the future and ensuring your lifetime of hard work isn’t wasted is especially difficult during this uncertain time. But that’s why now is the time to think about the long-term financial viability of your firm and potential buyers.

Download this white paper now to learn how to position your business to have long-term value, especially in a post-COVID-19 world. You will receive:

• A checklist of questions to answer to quickly assess your current value and level of readiness for ownership change
• Info on how so-called seller debt can be useful
• Details about advantages equity capital has over debt capital

The pandemic continues to change everything, but if you prepare now, your firm can maintain profitability and value, and transition smoothly. Make sure your life’s work remains something you’re proud of.

In theory, finance leaders and HR executives have a great deal in common - they both rely on key performance indicators (KPIs) to evaluate how employees contribute to their companies. However, often they stick to their silos for metrics to measure business performance. In order to successfully establish measurable standards of performance that will improve your bottom line, working together with HR is a must.

Download this brief for insights on how you can develop a culture of collaboration with HR and leverage their unique skills. Discover how to:

• Overcome obstacles that prevent collaboration and data sharing
• Define standardized KPIs that drive business strategies and performance
• Use technology and system integration efficiently, effectively, and successfully 

Start improving your culture of collaboration today.

We believe investors should cast a wide net in looking for growth opportunities. 

Our portfolios include firms that have seen their growth interrupted in recent months, and we believe that many of these “deferred growth” companies should perform well when global economies more fully reopen.

Your firm is under constant pressure to improve performance while reducing process costs. Particularly when it comes to supplying better information more quickly to your clients so they can make more informed decisions. Data management, system integration — compounded by multiple and disparate data sources — along with outdated processes, drive this challenge. By modernizing and embracing technology, you can provide more timely, accurate, and insightful information that your clients can take action on.

Download this report to learn how Best-In-Class organizations are leveraging technology to overcome challenges and emerge ahead of the competition in these key areas:

• Asset Management
• Investments
• Tax Preparation
• Regulatory Compliance
• Reducing Risk
• And more...

Leveraging tech for the future can help improve financial processes, analysis and insights - find out how!

As your clients look to you for answers in this rocky time, certain business models/sectors may offer the best ones. During this economic downturn, businesses that focus on e-commerce, digital payments, cloud services, and mobile technologies have demonstrated a unique form of resilience. This means, even as the broader economy tries to regain its footing, tech could continue to outperform other sectors and be a smart choice. 

Read this article now to learn more about technology trends and what the pandemic continues to teach us about the realities of contemporary economic activity. This includes:

• Durable trends 
• What growth has looked like for digital-first companies
• Ways to measure company resilience 
• How soon overall growth may begin for the larger market

Discover how you can discern the most attractive tech opportunities for your clients and make yourself a more valuable and trusted partner during this time of crisis.

More and more advisors are choosing independence to create the future they imagine for themselves and their clients. Custodians and platform providers work together to help position advisor teams to reach their full potential.

As a Registered Investment Advisor ("RIA"), you serve clients and design your business the way you know is best. Download this white paper and take a closer look at:

• RIA channel growth
• Benefits of independence
• Differences among RIA models
• Economics of RIA firms
• Planning considerations
• The custodian’s role

You’ll also receive time tested steps and a roadmap for making your own transformation.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.org). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

Taking the leap to start your own Registered Investment Advisor ("RIA") firm gives you the opportunity to build your business and serve your clients, your way -- but you're not alone. Custodians and platform providers are ready to help you reach your full potential. Schwab Advisor Services™ has brought together more than 30 years of industry-leading expertise and insight in The RIA Roadmap. Download this guide to start your journey to independence, with discussions on:

• Defining your business strategy
• Preparing for legal and compliance issues
• Connecting with resources to help set up your office
• Converting your accounts
• Strengthening your practice

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.org). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

In the second half of 2020, investors should expect more uneven recoveries in equity and credit markets. Further gains will depend on the trajectory of the coronavirus and the economic recovery. 

Uneven performance creates potential opportunities to add value, but will require careful analysis.

During this time of massive market volatility, it can be tough to stick with a long-only equity strategy. This is why some investors are taking a closer look at long/short equity strategies. As your clients look for ways to shore up their investments, these funds could limit downside exposure and provide much-needed diversification. 

Read this article now to get a deep dive into long/short equity funds, including how they traditionally perform, the benefits they provide, and why they are becoming a popular solution. You will also learn:

• Why now is the right time for long/short equity funds (with volatility expected to continue)
• Three ways this type of strategy attempts to generate alpha
• How performance in different sectors may create opportunities

Your clients don’t want to keep suffering as the market swings up and down. Show your value now by introducing unique investing strategies!

While Millennials often get the spotlight, it’s important that you don’t overlook what’s coming next. Gen Z (born 1995-2015) currently makes up almost one-third of the world’s entire population and will soon be the largest alive.* By adjusting your customer strategies now, you will  be able to forge new relationships with a crucial demographic that will influence your growth potential in the near-future. 

Download this article now to get insights on how this generation feels about “adulting” and money, as well as what is really important to them. This includes:

• How they feel about debt
• What they are willing to do for a stable income
• Ways to connect with them and why their feelings toward money should put a smile on your face

You may have to get out of your comfort zone to reach Gen Z, but the end results could be worth the effort. Make sure you are ready  now to bring Gen Z on board and assure your future growth.

*Hays, K. (2019, January 17). Advertising Trends You Should Consider in 2019. Retrieved from https://www.entrepreneur.com/article/326236

Because client relationships are at the heart of your business, the right client relationship management (CRM) solution can be your biggest competitive advantage. As you look to scale up your business, a CRM plays an essential role in managing multiple client relationships, agreements, interactions, referrals, leads, and prospects. But how do you know if you’re really maximizing the ROI from your CRM? 

Download this white paper now to ensure you’re getting optimal value and competitive advantage from this core technology by aligning your setup with your business goals. You will discover:

• 5 key steps for successful CRM adoption 
• How a CRM should support your client retention efforts
• Ways a CRM can accelerate your pipeline
• How a CRM can eliminate the need for certain meetings and automate reports

Learn how an advanced CRM can lead to higher productivity, lower servicing costs, reduced compliance risks and more satisfied clients. If you use your CRM correctly, it can be a powerful contributor to growth. 

There’s no denying that the Registered Investment Advisor (RIA) model brings more freedom and control to those who pursue it. But did you know that choosing the right custodian can make an even greater impact on your future?  Schwab Advisor Services™ goes far beyond the basics, with in-depth assistance to help you choose the business model and solutions that are best for you – and continues to support you for the long haul.

Our white paper can help you decide what’s important to consider when choosing a custodian. We’ll go over various topics, including:

• Four essential steps to success
• Different services a custodian can offer
• The value of a benchmark study

Download this white paper to see how the right custodian can impact your business.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0420-0GMV) (04/20)

Crises are a fact of life in financial markets. Each crisis is different, but there are also common threads running through them. 

As investors, what can we learn from them to help us navigate the coronavirus pandemic?

The financial industry is fascinated by Millennials, and it’s easy to understand why. Numbering more than 83 million, Millennials are the largest generation in the U.S. workforce and the fastest-growing generation of consumers in the marketplace.* However, connecting with them is not always easy. It’s important to understand that they are entering their wealth accumulation phase later than Baby Boomers.* Additionally, they have different attitudes towards sales and marketing which should cause you to change your prospecting approach.

Download this article now to discover how you can adjust your tactics to bring in more Millennial clients. This includes: 

• Reasons you need to increase your digital presence & the importance of using video
• How to leverage recommendations
• Why you should emphasize retirement experiences, not saving for things 
• Ways you can change your communications style and why you should find a worthy cause

Act now to get tips that will help you reach this crucial demographic and bring in more clients. By modifying how you do business, you can spur your firm’s growth.

*Marketing, Selling To, And Employing Millennials (aka Gen Y). Retrieved from https://genhq.com/millennials-gen-y-generation-y-info-2/

If you're exploring an independent business model, you can rely on Fidelity's consultative support to help you pursue your vision. 

Find out how in our latest eBook.

In the last five years, the number of advisors moving to the independent Registered Investment Advisor ("RIA") space has increased significantly, with custodians and platform providers working together to help advisors reach their full potential. This move to independence brings new opportunities with it, including unique paths like the hybrid RIA model. Hybrid RIAs maintain both a brokerage and advisory business -- a combination that can benefit their clients and businesses alike.

Get an overview of the different types of hybrid models. See whether one aligns with your goals as you explore key topics: 

• Momentum in the hybrid RIA channel
• The hybrid model defined
• Opportunity within the hybrid model
• Differences among the hybrid RIA models

Download this white paper to discover how the hybrid RIA model could help transform your business.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.com). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

Learn why billion-dollar teams are breaking away to pursue the independent model and redefine the advisor industry.

• Discover the converging forces fueling the Registered Investment Advisor ("RIA") movement.
• Learn the advantages teams gain as RIAs.
• Explore the highly evolved support ecosystem including custodians and platform providers.
• See why experts are calling this the dawn of a new RIA era.

Download this white paper to learn more about how the RIA model is changing the advisor industry. 

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.com). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

The kind of support a Registered Investment Advisor ("RIA") receives is based on their personal and professional goals. Whether you want to pursue independence as an owner, an affiliate, or a teammate, Schwab can help you through the transition and support you throughout the life of your business.

In this white paper, we highlight the five most common RIA profiles while exploring topics like:

• The different levels of control an RIA can have over their business
• The benefits of platform provider support, upfront financial support, and existing infrastructure
• Ways to pursue independence without being self-employed

No matter which path to independence you choose, custodians and platform providers will be ready to help you reach your full potential. Download this white paper to learn more. 

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.com). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

Why are more and more advisors choosing independence? The answer is simple: The Registered Investment Advisor ("RIA") model has become more than a place to break free from tradition. Custodians and platform providers work together to help position advisor teams to reach their full potential. It's now the destination for those in search of a better way of doing business -- one where more freedom and control allows both advisors and their clients to thrive. 

As you embark on your journey, consider the: 

• Growth of the RIA channel*
• Benefits of independence
• Differences among the five business models for the modern RIA
• Experiences of advisors who chose independence

Download this white paper to discover the five business models for the modern RIA.

*The Cerulli Report: U.S. Intermediary Distribution 2018, Exhibit 2.07.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.com). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

The hybrid advisor model is an ideal path for those who wish to maintain a commission-based business while building an advisory practice. Exploring a few key questions can help you identify your business goals and decide whether this is the right model for you.

This white paper includes important questions to consider:

• What is your business objective?
• What is your investment philosophy?
• What support will you need?
• What are your economic and ownership goals?

No matter which path to independence you choose, custodians and platform providers will be ready to help you reach your full potential. Download this white paper to understand the benefits of the hybrid Registered Investment Advisor ("RIA") model. 

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. (Schwab), member SIPC (www.sipc.com). Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

This is a sponsored feature developed by Charles Schwab and supported by ThinkAdvisor.

ThinkAdvisor is not affiliated with The Charles Schwab Corporation.

ThinkAdvisor will share your information with Sponsor, Charles Schwab & Co., Inc. Schwab may use it to contact you and to send you additional insights from Schwab Advisor Services™. Read about privacy at Schwab at www.schwab.com/privacy.

©2020 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

TRG (0220-0D4M) (02/20)

Working with the right broker/dealer is essential to your short and long-term business success. Deciding to stay with your current firm or to affiliate with a new one may be one of the most important decisions of your career. With this comprehensive scorecard, you'll gain insight into the support and resources that are most important to you and your practice, and have a simple way to determine how potential partners measure up.

Download your scorecard now to help you:

• Assess a potential partner’s technology and tools
• Compare different types of compensation packages
• Determine how a new partner will support you and your clients through a transition
• And more...

Arm yourself with the information you need to choose the partner that will help you grow your business and meet your long-term goals. 

With thousands of Baby Boomers reaching retirement each day, this is your wake-up call. You must start focusing on the demographics that will inherit and control the wealth in the future. Sticking with old-school thinking that only focuses on Baby Boomers and middle-aged men is a recipe for failure. You must unlock the extraordinary opportunities and significant challenges created by multigenerational planning.

Download this article now to learn how to ensure your clients’ heirs turn into clients themselves. Get tips and strategies to help you safeguard your business, including:

• Why you need to start early.
• The importance of focusing on female clients.
• Understanding the differences, and how to cater to each generation.

Don’t wait for your clients to retire and watch your business slowly dwindle away. Start making the right moves now to expand your reach to a broader client base. 

It is easy to feel overwhelmed by the competition in the financial services industry, especially when you’re up against larger firms with seemingly unlimited resources to support their growth. You need to know how to rely on resources to spur growth, without sacrificing the quality relationships and personalization your clients deserve and expect. With the right approach, you can implement a dynamic system that will both support today’s business needs and your goals.

Download this white paper now to discover how to expand your practice and position it for the future. You will learn:

• The questions you should be asking (and answering) to ensure you’re ready for growth
• The benefits of automated workflows 
• Ways to ensure technology enhances personalization instead of replacing it
• And more...

Find out how you can easily build your business and deliver the quality service and advice your clients demand!

In today’s world and the media Baby Boomers and Millennials seem to get the most attention, with Gen X often flying under the radar. That means Gen X often gets underserved, especially when it comes to their finances. However, if you learn to understand and serve this generation – what they need and what they fear when it comes to finances – it can unlock huge opportunities for your firm. 

Download this article now to get a better understanding of how to connect and communicate with Gen X by addressing their specific needs. This includes:

• Gen X’s unique financial situation and priorities
• How the group feels about their long-term goals
• Ways you can help ease their financial strains

Don’t continue to ignore this demographic for whom retirement is only 15-20 years away. Learn how you can bring them into the fold and boost your business now! 

The idea of transitioning your business naturally raises questions. What will your payouts be? What technology resources will you have? What is the new firm's culture like? 

To overcome this uncertainty, you must separate myth from reality and build a solid plan for the future.

Download this white paper to learn what you need to know before making a move:

• Debunk the myths about moving to a new broker/dealer
• Learn the three keys to transitioning successfully
• Find the partner that works best with your practice

No one says change is easy, but if done properly, a transition can be the best decision for you and your clients. Act now to prepare for a move that will help you grow your business.