ING Fixed Annuities
The new ING IncomeProtector Withdrawal Benefit, a revamped version of previous offerings, now provides a 7 percent compounding roll-up during the first 10 years of the deferral phase and an annual ratchet during both the deferral and withdrawal phase. ING USA has also included a provision that allows for full refund of rider charges to the beneficiary. Contract owners still have the ability to turn income on or off at any time; withdrawals are also now allowed during the first contract year.
Aviva MultiChoice Freedom Series