Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Stable Value or Not?
By Melanie WaddellAs the Department of Labor prepares to finalize its proposed regulation on qualified default investment alternatives (QDIAs) in 401(k) plans, the debate rages on as...
June 28, 2007
Inflation-Adjusted Guaranteed IncomeTo help retirees keep pace with inflation and still have guaranteed income, Minneapolis-based Thrivent Financial for Lutherans introduced this month a new single-premium immediate annuity. The...
June 28, 2007
Fixed-Income a Great Fit for RetirementFixed income is an asset class that offers plenty of upside for investors, in particular those planning for retirement. Yet, says Jim Tracy, national sales director for Minneapolis-based The Hartford Mutual Funds (a division of Hartford Life), many investors and financial advisors are more than a little wary of fixed...
June 25, 2007
I'll Tell You What Heartless Really IsI recently received an email from a financial planner who "felt he had to respond" to my writing about what it means to be a...
June 07, 2007
An Awards Program for Retirement CommunicationsThe Retirement Income Industry Association (RIIA) announced a new awards program designed to deliver "independent and objective benchmarking of excellence in communications for the industry."...
June 01, 2007
Quilting BeeWhen it comes to mitigating risks for clients in retirement, advisors and product manufacturers must stitch together products and strategies that help clients meet the...
June 01, 2007
NEWS & PRODUCTS, June 2007SEC Chairman Christopher Cox said the SEC's examination of what goes into a 401(k)--such as expenses of the underlying funds--which the regulator is performing in...
June 01, 2007
Lesson 5: Spending Buckets and Financial PlacebosIn an earlier lesson I argued that a bear market early in retirement -- i.e., when you start withdrawing money from a portfolio -- can...