Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
How Annuities Can Help Solve the RMD Problem
By John StevensonGuaranteed income streams can satisfy some or, in the right situation, all of a client's distribution requirement.
September 02, 2026
Clients Who Claim Social Security Early Miss a Big Chance to Cut RMDsUsing a "bridge" strategy to delay claiming is more tax-efficient in the long term, NARSSA President Martha Shedden says.
August 31, 2026
PRO
QCDs: The Details Tax-Savvy Advisors Should KnowThis distribution strategy allows charitably minded clients to reduce RMDs, but it's important to avoid timing and reporting mistakes.
August 27, 2026
9 Must-Know IRS Moves in 2026It's been a busy year for tax planning rules and guidance so far, and more is on the way.
August 17, 2026
PRO
The Roth IRA Strategy Advisors OverlookAdvisors are underusing IRAs, says tax and ERISA attorney Adam Bergman, who founded IRA Financial.
August 12, 2026
A Drastic Move to Save Big on Roth ConversionsMoving to Florida can lessen the tax hit of this RMD-reduction strategy, but it comes with other costs.
August 05, 2026
13 States Don't Tax Retirement Income. Should Clients Move?The process — and the real tax differences between states — can be less straightforward than clients expect, advisors say.
July 29, 2026
Vanguard Reportedly Sent Erroneous RMD Emails to ClientsThe giant asset manager has been addressing its tech issues, an analyst says, but the work isn't done.