Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
RMD Rules After Divorce Might Surprise Your Clients
By Robert Bloink and William H. ByrnesUsing a qualified domestic relations order to divide retirement assets doesn't always create a clean break.
March 25, 2026
Should Clients Take RMDs Early in the Year or Wait?Timing doesn't affect the amount that must be withdrawn, but both approaches have benefits and drawbacks.
March 02, 2026
Insured Retirement Institute: Let Taxpayers Use RILAs as QLACsThe proposal could give clients another way to ease RMD problems.
February 24, 2026
IRS Issues Another RMD Rule Deadline DelayThe agency has given retirement plans more time to comply with not-yet-finalized rules under Secure 2.0.
February 05, 2026
Yes, Inherited Roth IRAs Have RMDs. Here's What to Know.Identifying the correct obligations will depend on the client's status and, perhaps, the elections made by a prior beneficiary.
January 16, 2026
What to Know About RMDs and Roth Conversions in 2026While many transactional deadlines aren’t until year-end, others arrive in a few months.
January 02, 2026
What the New Roth Catch-Up Mandate Means for 2026 Tax PlanningHigh-income taxpayers could find that their taxes will jump because of a lost tax deduction.
December 23, 2025
FAQ: How to Plan for Inherited IRAsThe accounts have undergone significant changes in recent years in large part due to the Secure Act.