Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
Clients Who Claim Social Security Early Miss a Big Chance to Cut RMDs
By Melanie WaddellUsing a "bridge" strategy to delay claiming is more tax-efficient in the long term, NARSSA President Martha Shedden says.
August 17, 2026
PRO
The Roth IRA Strategy Advisors OverlookAdvisors are underusing IRAs, says tax and ERISA attorney Adam Bergman, who founded IRA Financial.
August 12, 2026
A Drastic Move to Save Big on Roth ConversionsMoving to Florida can lessen the tax hit of this RMD-reduction strategy, but it comes with other costs.
August 05, 2026
13 States Don't Tax Retirement Income. Should Clients Move?The process — and the real tax differences between states — can be less straightforward than clients expect, advisors say.
July 29, 2026
Vanguard Reportedly Sent Erroneous RMD Emails to ClientsThe giant asset manager has been addressing its tech issues, an analyst says, but the work isn't done.
July 28, 2026
PRO
It's Time for a New Approach to Roth Conversions: Sean MullaneyThe CPA turned financial planner offers what he thinks is most critical regarding tax planning and retirement.
July 27, 2026
PRO
Naming a Trust as IRA Beneficiary? Follow 4 Rules to Avoid a Tax Bomb for HeirsFailure to properly structure the trust could result in a compressed payout schedule at a 37% tax rate.
July 13, 2026
PRO
Income and Tax Planning for Clients Working at 70 or BeyondOlder workers and their advisors have important decisions to make around RMD planning, tax deductions and health coverage.