How to Take RMDs in a Down Market

Expert Opinion April 16, 2025 at 04:12 PM
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What You Need To Know

  • Clients who fund 401(k)s and IRAs with pretax dollars aren’t permitted to defer taxation indefinitely.
  • Individuals who turn 73 in 2025 must take their first distribution by April 1, 2026.
  • In depressed markets, taxpayers could elect to draw RMDs from less risky asset buckets, such as cash or bonds.
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