IRAs
Read about the latest individual retirement news and developments, including insights into successful IRA planning and IRA investment strategies.
The Medicare Surcharge Many Clients Can Appeal, and Don't
By Frederick SaideFor clients whose life just changed, a two-year-old tax return is not a reasonable stand-in for the present.
October 12, 2026
5 Tax and Planning Questions for High-Earning Pre-RetireesA 401(k) balance and an investment allocation tell only part of the story for these clients.
October 09, 2026
PRO
Industry Sounds Alarm on Inactive Retirement AccountsWith states' seizures of clients' savings and investments a growing problem, advisors are pushing for a federal standard.
October 09, 2026
How to Use a Roth IRA to Dodge Early Withdrawal PenaltiesA one-time tax expense can yield years of tax- and penalty-free access to retirement dollars.
October 08, 2026
PRO
Roth Conversion Without the Tax Bill? How to Isolate After-Tax DollarsTo avoid the pro rata trap, move pre-tax dollars out of the IRA first.
October 07, 2026
New Bill Removes Cap on 529-to-Roth IRA RolloversThe 529 Retirement Enhancement Act of 2026 eliminates the $35,000 lifetime limit.
October 06, 2026
PRO
Roth IRA or 529 Plan? Weighing Two Ways to Fund CollegeRoth IRAs provide flexibility but lack some tax benefits of 529 accounts.
October 06, 2026
PRO
Phased Retirements Call for Different Advisor ApproachJason Juhl of Carson Wealth advocates layered planning that encompasses income sources, distributions, Roth conversions and tax strategies.