Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
How to Avoid a Missed RMD Penalty
By Robert Bloink and William H. ByrnesLegislation has changed the distribution rules, so clients need to have a tax-smart plan in place.
November 13, 2025
How to Maximize the Tax Value of Charitable ContributionsLegislation this summer made many changes that will affect taxpayers planning to donate to charities in 2025 and beyond.
November 13, 2025
BofA Launches Income Tools for 401(k) ParticipantsThe 401k Pay platform allows plan participants to "easily set, deposit and track their income throughout retirement."
November 06, 2025
Last-Minute Rollover? Avoid RMD Surprises Before Year-EndAs part of year-end tax planning, clients should consider how late-in-the-year IRA rollovers affect their RMD obligations.
October 31, 2025
6 Moves Clients Can Make in the 10 Years Before RMDs StartWhether clients are retired or still working, there are options for reducing or relocating traditional retirement account assets.
October 28, 2025
How to Help Clients Avoid Medicare IRMAA SurchargesCrossing certain MAGI thresholds mean extra fees for Parts B and D — and beware the two-year lookback.
September 23, 2025
Clients' Worst RMD Mistakes: Advisors’ AdviceA simple RMD error can result in a big hit to client assets.
September 18, 2025
5 Ways to Make RMDs Less Painful: Christine BenzClients can make moves to lower or otherwise optimize required minimum distributions, the Morningstar personal finance director explains.