Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
What Advisors Don’t Know About Variable Annuities: VA Mechanics
By Mike HenkelTo understand how VAs differ and where they fit in a clients portfolio, first understand their common traits, like how a guaranteed withdrawal rate actually works.
March 28, 2013
Black Caucus Members Balk at DOL Fiduciary RuleThe Congressional Black Caucus is warning the DOL that its plan to extend ERISAs fiduciary standard to IRAs will hurt African-American savers.
March 28, 2013
Even Affluent Women Fear Becoming ‘Bag Ladies’Fears of degenerating to the point of a destitute bag lady might elicit a smirk, but a new study from Allianz Life makes clear its nothing to laugh about.
March 28, 2013
When to Begin Social Security? Even Advisors Aren’t SureHere's a scary thought: Social Security is the largest source of retirement income for most Americans. Just as troubling is the confusion over when to start taking it.
March 27, 2013
Retirement Assets Rise 8% in 2012Retirement assets reached $19.5 trillion, a 44.4% jump from 2009 recession lows, according to data released Wednesday by the Investment Company Institute.
March 27, 2013
Clients List Top Money Mistakes: Edward Jones SurveyNearly 80% of Americans have made money mistakes. Given the financial situation of many Americans, were surprised the total's not higher.
March 26, 2013
Navigating the Social Security Maze: Spouses and SurvivorsWhen spousal benefits and survivors benefits are added to the retirement income equation, the complexities of determining an anticipated Social Security income stream become even more acute.
March 26, 2013
Time Not on Our Side, Americans SayNearly a quarter of Americans say their biggest obstacle in planning for retirement is that they dont have enough time, according to a study by Northwestern Mutual.