Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Social Security Reform Proposal From 2010 Gets Second Look
By Danielle AndrusFollowing the supercommittees failure to make recommendations on how to reduce the deficit, the Urban Institute released on Monday a paper analyzing the potential effects of the Commissions recommendations should they be enacted.
December 05, 2011
5 Solutions to Pension ProblemFailing to address the public pension crisis promptly would be economically catastrophic, triggering bankruptcies of cities, school systems and potentially even entire state governments.
December 02, 2011
Are Your Clients Saving Too Much for Retirement?Its an olde but goode; part of a perpetual debate. What is the appropriate replacement rate to target when saving for retirement?
December 01, 2011
Spectrem Identifies Rollover OpportunitiesThe amount of assets available for rollover increased 23% between 2007 and 2011, despite the financial crisis in 2008, a report by Spectrem Group found.
November 30, 2011
Pension Act Dramatically Increases Retirement Plan Participation: Fidelity AnalysisIn the five years since the Pension Protection Act was passed, the use of automatic enrollment in retirement plans has increased from 16% of participants to over 50%, Fidelity found in an analysis of the firms retirement plans.
November 30, 2011
Following a Trend, John Hancock Retreating From Annuity BusinessFirm will discontinue a number of VAs, market-value-adjusted annuities and an immediate annuity, blaming 'volatile equity markets' and low interest rate environment. Kerry Pechter sees move as continuing a trend.
November 29, 2011
How to Market VAs? Zvi Bodie Finds One Good Way: News AnalysisSecurian Financial steps up to the plate with a video explaining variable annuities that aims to appeal to consumers while avoiding legal compliance snags. A top finance professor and leading financial services marketer evaluate how well they performed this difficult challenge.
November 29, 2011
A BD Rep Surveys His Clients: The Fiduciary Issue CrystallizedThe experience of one reps attempt to explain fiduciary vs. suitability to his clients illustrates whats wrong with the system.