Some Riders Will Feel The Effects
By Kent ScheiweOf The New 2001 CSO Table ByOnce the 2001 Commissioners Standard Ordinary Mortality Table is approved for use in a few states, insurance companies will ...
September 01, 2002
Moodys Sees Drop In Capital AdequacyByU.S. life insurers ended 2001 with less capital even though their official risk-based capital ratios rose.Analysts from Moodys Investors Service, New York, draw that conclusion ...
September 01, 2002
Variable Policy Riders Differs, So Analyze Them Before FilingVariable Policy Riders Differ, So Analyze Them Before FilingJudith A. HasenauerLets face it, the variable product business today is ultra competitive. Insurers constantly search for ...
September 01, 2002
Market Conduct Pilot's Cost Concerns InsurersMarket Conduct Pilots Cost Concerns InsurersByA data collection pilot project that could help regulators target market conduct exams is still raising cost-benefit concerns among insurers.Initial ...
September 01, 2002
Keep On Offering Estate Tax RidersByIn June, the stage was set for a showdown on repeal of the estate tax. Senate Democrats defeated President Bushs call for permanent repeal ...
September 01, 2002
What To Do If Clients Rebuff Inflation Riders & OptionsByIts true, inflation isnt the double-digit rough rider it used to be back in the 1980s.Now, some consumers apparently think its a phantom rider, so ...
September 01, 2002
Use Riders To Present DI Scenarios To Prospective ClientsUse Riders To Present DI Scenarios To Prospective ClientsOften, the key to gaining a prospects agreement on the need to protect income with disability income ...
September 01, 2002
What Agents Deal With In Moving To Fee-Based PlanningWhat Agents Deal With In Moving To Fee-Based PlanningByTwo appointments--3 hours. Detailed needs analysis--4 hours. Time spent driving to and from a prospects home--2 hours, ...