Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Long-Term Caregivers Lose Money, Opportunities: Genworth Study
By Marlene Y. SatterAnyone who's been a caregiver for someone in need of long-term care already knows this is true, but a new study confirms it: caregivers suffer from stress, lose job opportunities and may have more disputes with other family members.
October 05, 2010
Millenials, Gen Xers Seek Stodgy Security, Says Guardian LifeInsurance policy buyers under the age of 40 are choosing whole life over other asset alternatives and paying off their policies early, according to Guardian Life Insurance Co. of America.
October 04, 2010
AARP: LTC Provided Primarily by Family MembersSeniors are increasingly relying on technology and family care for their long-term care needs.
October 01, 2010
Life Sales Up, but Ownership Overall DownAccording to the recent "U.S. Individual Life Insurance Sales Survey" by LIMRA, sales of individual life insurance improved for the second consecutive quarter of 2010,...
October 01, 2010
Annuities: A Better Answer Than Social SecurityAnnuities don't exist in a vacuum, yet critics voice concerns as if annuities are compared to utopia, something akin to high returns, no risks and...
October 01, 2010
The Case for a Healthcare Advocate: The Financial Gerontologist BlogI would recommend that anyone with elderly parents or grandparents inquire with the insurance company (or other relevant service provider) if they have an "authorization to release information and/or designation of a representative." This way, you are able to act efficiently on the elderly person's behalf and make their life...
September 28, 2010
Suicide Rate for Baby Boomers Increases, Reversing TrendThe suicide rate among boomers is increasing, despite decades-long downward trend.
September 24, 2010
John Hancock Boosts LTC Premiums by 40%The news that John Hancock has hiked premiums of its long-term care insurance policies by 40% has roused the inner pessimist in agents, according to NU Online News Service.