Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Top 10 Most Expensive States for Long-Term Care Costs: 2012
By Marlene Y. SatterThose anticipating a need for LTC might want to steer clear of these states if they want to keep costs down.
April 23, 2012
Top 10 Cheapest States for Long-Term Care Costs: 2012With costs for care rising at a rapid pace for assisted living facilities and private rooms in nursing homes, its more important than ever to know which states are the most affordable when planning retirement.
April 18, 2012
Heritage Planning Pt. 8, Bringing Families Together FinanciallyThe Family Bank: how to build it; what it accomplishes for each family.
April 18, 2012
Which Candidate Is More Likely to Support LTC Insurance? Poll Has Surprising AnswerA straw poll found Americans gave a conclusive answer to whether Obama or the GOP candidate would be more likely to support LTCI.
April 17, 2012
Markets May Be Volatile, but Risk Tolerance Isn’t, Pt. 2A key point from FinaMetrica's research: investors are ultimately driven by two factors: their risk tolerance and their risk perception. Advisors' challenge: managing clients fluctuating risk (mis-)perceptions.
April 11, 2012
Show Me the Data: A Dose of Reality in Fiduciary DebateWhy is the broker-dealer industry so concerned about the client costs of a fiduciary standard? They arent. That argument was simply a red herring.
April 05, 2012
Looking for Long-Term Care Coverage? You Might Not Find ItMajor insurance carriers are abandoning long-term care coverage in record numbers. Several other options exist, but a smartly crafted annuity strategy may provide the solution while offering a substantial tax break.
March 29, 2012
Benartzi on Retirement Income Challenge: ‘Airplanes Without Landing Gear’Professor Shlomo Benartzi's new book laments inability to land retirement plans with income streams.