Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Largest Long-Term Care Claim Nears $2 Million
By Marlene Y. SatterLong-term care insurance costs are on the rise. A new study shows just how much some of those claims are worth to the insured.
April 18, 2012
Which Candidate Is More Likely to Support LTC Insurance? Poll Has Surprising AnswerA straw poll found Americans gave a conclusive answer to whether Obama or the GOP candidate would be more likely to support LTCI.
April 17, 2012
Markets May Be Volatile, but Risk Tolerance Isn’t, Pt. 2A key point from FinaMetrica's research: investors are ultimately driven by two factors: their risk tolerance and their risk perception. Advisors' challenge: managing clients fluctuating risk (mis-)perceptions.
April 11, 2012
Show Me the Data: A Dose of Reality in Fiduciary DebateWhy is the broker-dealer industry so concerned about the client costs of a fiduciary standard? They arent. That argument was simply a red herring.
April 05, 2012
Looking for Long-Term Care Coverage? You Might Not Find ItMajor insurance carriers are abandoning long-term care coverage in record numbers. Several other options exist, but a smartly crafted annuity strategy may provide the solution while offering a substantial tax break.
March 29, 2012
Benartzi on Retirement Income Challenge: ‘Airplanes Without Landing Gear’Professor Shlomo Benartzi's new book laments inability to land retirement plans with income streams.
March 28, 2012
Tax Planning and Insurance, Pt. 1: Tax Treatment of LTC BenefitsFrom Tax Facts Online, a warning to stay aware of the limit on the amount of qualified long-term care benefits that may be excluded from income.
March 27, 2012
ABA Writes Guide to End-of-Life PlanningA robust end-of-life plan can alleviate the often daunting difficulties many families face when someone dies.