Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Leave an Employer, Roll Over Into an IRA and Then Early Withdraw? No Exception, Court Rules
By Richard Niles, J.D.Appeals court upholds an early distribution penalty for a taxpayer who withdrew money from a rollover IRA.
June 21, 2012
Taking Back Control: Living Wills and BeyondOn the surface, living wills might seem as if they allow your clients to control the course of their medical treatment if they become incapacitated. In reality, the living will might provide a false sense of security.
June 13, 2012
Unintended Consequences of the HIT: Eliminating Health Coverage in Small BusinessesThe new health care reform legislation contains a tax that could spell the end of employer-sponsored health coverage for many small-business employees.
June 12, 2012
4 Ways to Use Behavior in Shaping a 401(k) PlanDiversified lists four best practices to help sponsors ensure that their 401(k) or other retirement plans are truly designed to help employees achieve their savings goals.
June 07, 2012
5 Misconceptions About Consumers and IRA RolloversThe IRA rollover market creates a massive opportunity for advisors, according to recent research from McKinsey & Co.
June 07, 2012
Advisor Calls for Paradigm Shift in Financial AdvicePaula Hogan, a Milwaukee-based advisor, has laid out a model for financial planning that she argues is both more effective and more distinctive than conventional approaches.
May 25, 2012
Post-Retirement Health Care: A Quarter-Million-Dollar DilemmaMany of your clients retiring this year are likely to incur about $240,000 per couple in out-of-pocket health care expenses during retirement. How do you advise them to cover these expenses on a fixed income?
May 24, 2012
It’s Graduation Season. Are You Missing a Key Differentiator?The wise advisor will take advantage of this teachable season by reaching out to clients with tips on last-minute college funding.