Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Unintended Consequences of the HIT: Eliminating Health Coverage in Small Businesses
By William H. Byrnes, Robert BloinkThe new health care reform legislation contains a tax that could spell the end of employer-sponsored health coverage for many small-business employees.
June 07, 2012
Advisor Calls for Paradigm Shift in Financial AdvicePaula Hogan, a Milwaukee-based advisor, has laid out a model for financial planning that she argues is both more effective and more distinctive than conventional approaches.
May 25, 2012
Post-Retirement Health Care: A Quarter-Million-Dollar DilemmaMany of your clients retiring this year are likely to incur about $240,000 per couple in out-of-pocket health care expenses during retirement. How do you advise them to cover these expenses on a fixed income?
May 24, 2012
It’s Graduation Season. Are You Missing a Key Differentiator?The wise advisor will take advantage of this teachable season by reaching out to clients with tips on last-minute college funding.
May 24, 2012
Employees Report Low Financial Stress—Maybe Too LowEmployees who are the least stressed are the farthest behind in financial planning, a Financial Finesse report found.
May 18, 2012
Don’t Risk It: Hybrid Policies Can Reduce the Risks in Long-Term CareYou can help these clients avoid overpaying for long-term care by using a life insurance policy to provide coverage in the event that long-term care is needed, while simultaneously preserving your clients estate if the need for care does not arise.
May 15, 2012
Americans Lack Understanding, Concern for Disabilities’ EffectsDespite the risks posed by disability in retirement, many Americans dont understand their chances of becoming disabled, a report released May 8 by the American College found.
May 14, 2012
Tom Nally: The 2012 IA 25 Extended ProfileHaving spent nearly 20 years serving registered investment advisors in TD Ameritrades RIA segment, Tom Nally is ready to face what may be his greatest challenge.