Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Too Much of a Good Thing?
By Marlene Y. SatterIn mid-July, John Ryan of Ryan Insurance Strategy Consultants in Greenwood Village, Colo., advised clients that extensive changes were coming for Genworths long-term care insurance product line and for its underwriting.
August 06, 2012
A Tale of Two Futures: Will You Be the Best Advisor for Clients, or the Worst?Consumers are ready to be proactive about their financial planning, but we believe that there will be an increasing bifurcation between advisors who cling to a transactional mindset and those who operate as true consultants to their clients.
August 03, 2012
Keep Savin’ It, Sister: GAO Says Women Saving More, but Need Social Security More Than MenAmerican women may think theyre good at penny-pinching, but it turns out that theyll need to save even more if they want to feel secure in retirement.
July 31, 2012
4 Misconceptions About Financial Advice From a Veteran AdvisorPaula Hogan has read the theoretical literature, and shes contributed to it. She has also compared these theories to life in the advisor trenches and has some advice for her advisor peers.
July 30, 2012
Young Investors More Likely to Buy Insurance From BanksYoung people are more likely to consider buying a life insurance policy through their bank than older generations, a study released Monday by LIMRA found.
July 19, 2012
No Jargon, Please: Think 401(k) Investors Know What ‘Fund’ Means? Think AgainPlain English, it turns out, is the key to getting employees to save more for retirement, says a survey of retirement plan participants released by State Street Global Advisors.
July 17, 2012
Navigating the Long, Forked Road to a Retirement PaycheckTo annuitize or not to annuitize? Thats just one of many questions financial advisors face in the seemingly simple but actually complex effort to produce a paycheck for retirement clients.
July 15, 2012
A Package Deal: Planning for Long-Term Care With Income SecurityA type of fixed annuity could provide the solution for clients who are looking to plan for long-term care and receive a guaranteed return on their investment.