Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Keep Savin’ It, Sister: GAO Says Women Saving More, but Need Social Security More Than Men
By Joyce HansonAmerican women may think theyre good at penny-pinching, but it turns out that theyll need to save even more if they want to feel secure in retirement.
July 19, 2012
No Jargon, Please: Think 401(k) Investors Know What ‘Fund’ Means? Think AgainPlain English, it turns out, is the key to getting employees to save more for retirement, says a survey of retirement plan participants released by State Street Global Advisors.
July 17, 2012
Navigating the Long, Forked Road to a Retirement PaycheckTo annuitize or not to annuitize? Thats just one of many questions financial advisors face in the seemingly simple but actually complex effort to produce a paycheck for retirement clients.
July 15, 2012
A Package Deal: Planning for Long-Term Care With Income SecurityA type of fixed annuity could provide the solution for clients who are looking to plan for long-term care and receive a guaranteed return on their investment.
July 13, 2012
Leave an Employer, Roll Over Into an IRA and Then Early Withdraw? No Exception, Court RulesAppeals court upholds an early distribution penalty for a taxpayer who withdrew money from a rollover IRA.
July 02, 2012
Retirees Need Health Care Cost Reality CheckA study from Nationwide Financial found that the difficulty of judging how much to save for health care in retirement continues even after Americans stop working.
June 29, 2012
More Than 90% of Boomers Help Adult Children With MoneyDad needs to work on his communication skillsitll cost him a lot less.
June 21, 2012
Taking Back Control: Living Wills and BeyondOn the surface, living wills might seem as if they allow your clients to control the course of their medical treatment if they become incapacitated. In reality, the living will might provide a false sense of security.