Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Half of Americans Die With Almost No Assets
By John SullivanA disturbing study from three Ivy League researchers finds that almost half of Americans die owning less than $10,000.
July 31, 2012
4 Misconceptions About Financial Advice From a Veteran AdvisorPaula Hogan has read the theoretical literature, and shes contributed to it. She has also compared these theories to life in the advisor trenches and has some advice for her advisor peers.
July 30, 2012
Young Investors More Likely to Buy Insurance From BanksYoung people are more likely to consider buying a life insurance policy through their bank than older generations, a study released Monday by LIMRA found.
July 19, 2012
No Jargon, Please: Think 401(k) Investors Know What ‘Fund’ Means? Think AgainPlain English, it turns out, is the key to getting employees to save more for retirement, says a survey of retirement plan participants released by State Street Global Advisors.
July 17, 2012
Navigating the Long, Forked Road to a Retirement PaycheckTo annuitize or not to annuitize? Thats just one of many questions financial advisors face in the seemingly simple but actually complex effort to produce a paycheck for retirement clients.
July 15, 2012
A Package Deal: Planning for Long-Term Care With Income SecurityA type of fixed annuity could provide the solution for clients who are looking to plan for long-term care and receive a guaranteed return on their investment.
July 13, 2012
Leave an Employer, Roll Over Into an IRA and Then Early Withdraw? No Exception, Court RulesAppeals court upholds an early distribution penalty for a taxpayer who withdrew money from a rollover IRA.
July 02, 2012
Retirees Need Health Care Cost Reality CheckA study from Nationwide Financial found that the difficulty of judging how much to save for health care in retirement continues even after Americans stop working.