Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Advisors Agree Health Care Planning Important to Client Retention
By Danielle AndrusFailing to discuss how their clients will pay for their health care costs could cost advisors their clients, a Nationwide Financial survey found.
October 25, 2012
Is Risk of More Expensive LTC Insurance Rising or Falling? Pt. 1As the LTC insurance industry continues to suffer, planners and clients have both become increasingly skeptical about LTC insurance.
October 23, 2012
LTCI: Here Today, Gone Tomorrow?The release in late September of a Moodys Investors Service sector profile of long-term care insurance was filled with doom and gloom.
October 12, 2012
Internet vs. Agent: Study on VAs Shows Changes in Consumer ResearchNearly two-thirds of consumers looking for information about annuities turned to the Internet, a LIMRA study released Wednesday found.
October 10, 2012
The Rose’s Thorn: Increasing Premium Rates for Hybrid Life Insurance-LTC PoliciesPremiums for long-term care insurance have increased dramatically in recent years, causing clients to turn to hybrid policies that, unlike traditional long-term care policies, are certain to provide some type of future benefit.
October 09, 2012
4 Easy Steps for Investors on Retirement Planning: Russell’s Tim NoonanNoonan and his Capital Markets Insights colleague Sophie Gilbert offer four steps for advisors to help their clients become more engaged in retirement planning.
October 05, 2012
Critical Illness Riders: Life Insurance Protection for the LivingA new twist on the traditional life insurance policy that protects against expenses incurred because of critical illnesses is attracting clients interest once again.
September 25, 2012
Running Out of MoneyIt is a major fear for many Americans. In fact, there is excellent research to support the idea that Americans fear running out of money in retirement more than they fear death.