Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Markets May Be Volatile, but Risk Tolerance Isn’t, Pt. 2
By Michael E. KitcesA key point from FinaMetrica's research: investors are ultimately driven by two factors: their risk tolerance and their risk perception. Advisors' challenge: managing clients fluctuating risk (mis-)perceptions.
March 29, 2012
Benartzi on Retirement Income Challenge: ‘Airplanes Without Landing Gear’Professor Shlomo Benartzi's new book laments inability to land retirement plans with income streams.
March 28, 2012
Tax Planning and Insurance, Pt. 1: Tax Treatment of LTC BenefitsFrom Tax Facts Online, a warning to stay aware of the limit on the amount of qualified long-term care benefits that may be excluded from income.
March 27, 2012
ABA Writes Guide to End-of-Life PlanningA robust end-of-life plan can alleviate the often daunting difficulties many families face when someone dies.
March 26, 2012
No SubstitutionsIn 2010, the insurance industry was the target of a lot of bad press regarding retained asset accounts (RAAs) that were provided to the beneficiaries of military service members killed in action.
March 26, 2012
Six Long-Term Care LessonsA recent survey by John Hancock provides insights on a key area that advisors should try to address more directly: the failure of most people to prepare for the financial risk associated with the need for long-term care.
March 26, 2012
SMA Managers of the Year; Building a Business With Talent: April Investment Advisor—SlideshowThe dividend story has been retold many times, but just because weve heard it before doesnt make it a bad tale.
March 19, 2012
Fiserv Launches Online Retirement Illustrator ToolFiserv announced Monday a new Web-based tool called Retirement Illustrator, a interactive retirement income planning tool for its affiliated advisors to forecast the range of performance outcomes of a retirement portfolio.