Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
Company to pay record dividend
By Staff WriterThe Guardian Life Insurance Co. has been in existence since 1860, so it has a long history. The year 2007 will mark a record for the 146-yearold company. Participating policyholders will share in a record dividend payment of $618 million, a $41
April 17, 2008
Medicare cuts to affect seniorsThe American Medical Association surveyed nearly 9,000 physicians earlier this year and discovered that seniors are going to find it more difficult to get medical care when Medicare cuts go into effect next year. That's because doctors are going to
April 17, 2008
Product adds return-of-premium riderAs people age, one of the concerns they begin to struggle with is becoming a burden to their family. They look for ways to avoid that possibility, and insurance products offer solid solutions. A new benefit offered by Lincoln Benefit Life Co.
April 17, 2008
Regulators zero in on zero premium lifeRegulators in Texas, Georgia, and North Carolina have warned agents to be careful when recommending so-called zero premium life transactions - or those with names such as "Estate Maximization" or "No-Cost-to-the-Insured" policies. These are
April 17, 2008
Options at heart of GUL policyA new guaranteed universal life insurance policy from Mutual of Omaha has two different versions. One version offers simplified issue, while the other one offers a larger death benefit. Customers have the option to select the face value, choose the
April 17, 2008
Do you now or have you ever had disability insurance? What are your thoughts about disability policies?I'm living on disability right now, even though I'm still relatively young. I never thought I would need a disability policy, especially since I had an office job, so I never thought about buying it. I was in a pretty serious car accident that
April 17, 2008
What kind of life insurance coverage do you have, and do you feel it is adequate?I have inadequate life insurance, because I threw too much money back into my business. Then I got separated a year ago, so I didn't feel the need to maintain that level - I was paying a couple hundred bucks each month. So, the money I saved after
April 17, 2008
NCOA service helps seniorsSeniors in the Cleveland area have been getting a little extra help in finding public and private programs that give benefits to the elderly. The city's Department of Aging has been using the National Council on Aging's BenefitsCheckUp since