Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Retirement Officials Blast Obama Budget Proposal
By Melanie WaddellRetirement planning officials, including ASPPA's CEO Brian Graff, said that Obamas proposal to limit the tax benefit for retirement savings for families earning more than $250,000 is a bad proposal based on bad math.
February 10, 2012
Average 401(k) Contribution Increased in 2011: FidelityThe average employee contribution to a 401(k) plan rose slightly in 2011, Fidelity Investments reported Thursday.
February 10, 2012
Weighing Buckets vs. Systematic Withdrawals for RetireesOne of the key strategic decisions advisors who work with retiring clients face is whether to use systematic withdrawals or the bucket approach to serve retirement investors. An analysis reveals that one approach is psychologically more satisfying while the other offers superior financial results.
February 09, 2012
BoE Boosts QEThe Bank of England has injected another 50 billion pounds ($66.271 billion) into the British economy as it extended its quantitative easing (QE) program. Its monetary policy committee also opted to maintain its benchmark interest rate unchanged at 0.5%.
February 06, 2012
Defined-Contribution Plans ‘Primary Retirement Savings’ Tool for Young WorkersWorkers under the age of 35, the generation most likely to depend almost solely on DC plans rather than the typical Social Security-savings-pension model, need to be diligent if they expect to save enough for retirement, Northern Trust found.
February 03, 2012
Cultural Influences Affect Retirement Planning and Decision-Making: ING StudyThe study reported that all populations found retirement planning to be a daunting task. However, Hispanics felt the least prepared, with 54% saying they felt not very or not at all prepared.
February 02, 2012
DOL Releases Long-Awaited 401(k) Fee Disclosure RuleLabors Employee Benefits Security Administration said Thursday it would extend the compliance deadline of rule 408(b)(2) to July 1.
February 01, 2012
Unconventional MethodsWhat does terrorism possibly have to do with the future of investment management?