Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Top 7 Tips for Advisors to Create Best Retirement Plans
By Joyce HansonAverage DC plans often have insufficient participation, low savings rates, murky fee disclosure and too many investment options. Here's how to beat the odds by improving a retirement plan.
February 24, 2012
Could the End of the Inherited IRA Be Near?The benefit of inherited IRAs could be eliminated soon through a plan proposed recently by the Senate Finance Committee.
February 23, 2012
Strong DC Sales Highlight Opportunity in Small- to Midsize Plan MarketFidelity Investments reported strong defined-contribution sales in the small- to midsize plan market in 2011.
February 23, 2012
Planning for a Long Life: Longevity Insurance and Deferred AnnuitiesThe Treasury Department has proposed rules that may encourage consumers to purchase longevity insurance.
February 23, 2012
Dividends and the End of the Retirement Crisis; Easing Economic Pressure: March Investment Advisor—SlideshowEveryone is talking about dividends these days, but Fred Taylor at Northstar Investment Advisors has been using them as a retirement income solution for the past 17 years. Clearly, this is a strategy with some staying power.
February 22, 2012
Sen. Reid Strips Stretch IRA Provision From Senate BillSenate Majority Leader Harry Reid, D-Nev., has removed a controversial provision within a Senate highway bill that would have reduced the value of inherited IRAs, commonly referred to as stretch IRAs.
February 22, 2012
‘Retiring Isn’t About Age’: Merrill Affluent SurveyThe majority of those surveyed (59%) also believe the age at which Americans are eligible to collect Social Security should be raised.
February 22, 2012
TDF Investors Report High Levels of Retirement ConfidenceOver two-thirds of investors with assets in target-date funds feel more secure about their retirement than those not invested in TDFs, a report released Tuesday by ING U.S. found, and nearly three-quarters say they are confident that theyre making good investment decisions.