Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
The 4 Biggest Concerns of Retirement Plan Participants
By Ric LagerHere are some battle-tested ways for advisors to respond to these issues.
August 13, 2012
Why So Many Americans Die Poor, and Other Big Retirement Questions: MIT’s PoterbaCan the elderly withstand the financial impact of health shocks? Is the annuity puzzle really so puzzling? These are just some of the key questions that award-winning economist James Poterba has investigated.Can the elderly withstand the financial impact of health shocks? Is the annuity puzzle really so puzzling? Will the...
August 09, 2012
Half of Americans Die With Almost No AssetsA disturbing study from three Ivy League researchers finds that almost half of Americans die owning less than $10,000.
August 09, 2012
Fidelity Retirement Sales Up 36%For the first half of 2012, defined contributions topped $25 billion versus $18.5 billion a year ago.
August 06, 2012
Young Adults Have Rosy Retirement Goals but Lack PreparationMore than a third of people younger than 35 think theyll retire before they turn 60, a report released Wednesday by the BMO Retirement Institute found, but a quarter havent started saving.
August 06, 2012
Patton’s Fund Picks, Pt. 4: TIPS and Mortgage-Backed FundsIn this fourth post on my favorite mutual funds, we take a look at inflation-protected securities and mortgage-backed securities funds.
August 06, 2012
State Pensions Wasted $6 Billion on Wall Street Fees: StudyState pension systems spent some $7.8 billion in management fees in 2011, according to a new study by the Maryland Tax Education Foundation.
August 03, 2012
Keep Savin’ It, Sister: GAO Says Women Saving More, but Need Social Security More Than MenAmerican women may think theyre good at penny-pinching, but it turns out that theyll need to save even more if they want to feel secure in retirement.