Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Permanent Life Insurance: A Smarter Investment Product?
By William H. Byrnes, Robert BloinkFor those clients who have grown weary of the fluctuating market for stocks and bonds, the steady returns offered by so-called permanent life insurance policies may be the solution.
August 31, 2012
Fiduciary Rule Backers Renew Critique of Oliver Wyman StudyProponents of a fiduciary standard for IRA advisors, including Barbara Roper of the Consumer Federation of America, are once again crying dirty pool over a widely reported study.
August 30, 2012
Don’t Pay for Your Kids’ College, Wealth Manager Urges BoomersWhile boomers may feel a sense of desire or obligation to pay for their childrens higher education, they do so at their own risk to their retirement, says Cathy Pareto, a wealth manager in Miami.
August 29, 2012
3 Common Retirement MistakesA quick check of a clients investment accounts isn't going to answer the question of whether or not they have the appropriate mix of assets.
August 29, 2012
IRS Withdrawal Calculation Offers Alternative to Standard 4%Heres a news flash; the IRS offers a calculation that actually helps consumers. Who knew?
August 29, 2012
Americans: Five-Minute Fee Disclosures, PleaseMaybe theres no sense arguing over disclosure rules: two-thirds of Americans spend less than five minutes going over their retirement plan disclosure documents, and 20% dont read them at all, a LIMRA study found.
August 28, 2012
Gen X and Y Saving Earlier Than Boomers, but Gen Z Is Naïve: TD AmeritradeFully 59% of Gen X and 56% of Gen Y make regular, automatic contributions toward retirement compared with 46% of nonretired Baby Boomers, TD Ameritrade reports.
August 27, 2012
Viewing Life Insurance as an Asset ClassThere are ways to look at coverage that can give advisors and clients further insights into their portfolio allocations and insurance-buying decisions, experts say.