Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Whose Death Triggers Which Death Benefit in That Annuity?
By John L. Olsen, CLU, ChFC, AEPAny advisor who offers advice regarding a deferred annuity must be very sure to understand what that contract says with regard to death benefits.
August 20, 2012
New Professional Retirement Designation Added by American CollegePractitioners have told us they need more information about retirement income strategies in order to better serve their clients, says American College President and CEO Larry Barton.
August 20, 2012
The 4 Biggest Concerns of Retirement Plan ParticipantsHere are some battle-tested ways for advisors to respond to these issues.
August 13, 2012
When Clients Get Lump-Sum Pension Offers (Like GM and Ford), What to Advise?Its not just the automakersan increasing number of your clients may need to choose between a lump-sum payout from their pensions and the traditional annuity option. How should you advise them?
August 13, 2012
Retirement Plan Participants Guess at Savings GoalsReports of workers who say they know how much they need to save for retirement may not be entirely accurate.
August 13, 2012
Why So Many Americans Die Poor, and Other Big Retirement Questions: MIT’s PoterbaCan the elderly withstand the financial impact of health shocks? Is the annuity puzzle really so puzzling? These are just some of the key questions that award-winning economist James Poterba has investigated.Can the elderly withstand the financial impact of health shocks? Is the annuity puzzle really so puzzling? Will the...
August 09, 2012
Half of Americans Die With Almost No AssetsA disturbing study from three Ivy League researchers finds that almost half of Americans die owning less than $10,000.
August 09, 2012
Fidelity Retirement Sales Up 36%For the first half of 2012, defined contributions topped $25 billion versus $18.5 billion a year ago.