Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Olivia Mitchell: Saving Social Security, With Lessons From Down Under
By Gil WeinreichThe Wharton professor offers a unique policy proposal, inspired by programs overseas, that would strengthen Social Security without raising costs or cutting benefits.
January 08, 2013
Social Security’s Old Forecasting Method Hides New Time Bomb, Researchers SayTwo researchers argue that the Social Security Administration is using outdated methods to project longevity and therefore understates the systems shortfall by two years.
January 04, 2013
Record Pension Gap Threatens 2013 Company Earnings: MercerFalling interest rates were the cause of pension plans losses despite overall annual asset growth of approximately 16% in the stock market.
January 03, 2013
Big Boost to 401(k) Roth Conversions in Fiscal Cliff DealThe last-minute deal by Congress to avoid the fiscal cliff contains a new option for workers saving for retirement.
January 02, 2013
Fiscal Cliff Deal: The Good, the Bad and the UglyThe fiscal cliff deal that was approved by Congress sent the markets soaring Wednesday, but lawmakers and industry officials were quick to weigh in with their opinionspositive and negativeon the deal.
December 21, 2012
Future of DC Plans Hitched to Economy, Education: Outlook 2013By now, the move out of DB plans into DC plans has been well-established, although the success of the plans wavers with the strength of the economy. There are also two kinds of 401(k) investors.
December 20, 2012
Delaying Annuity Payments Can Raise Payouts 9%A joint study led by Society of Actuaries found payouts for all income levels can be significantly raised by delays of one to five years.
December 20, 2012
Dear Client ... Happy Holidays With a Little EdgeRetired British Royal Navy officer Nick Crews has electrified his country with a tough-love-style email to his children that has gone internationally viral. With a change in tone, Crews' missive could set a template for advisors' holiday letters to clients.