Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Tame Risk for a More Rewarding Retirement
By David StoneA tidal wave of baby boomers is rolling into retirement and about 76 million peopleroughly 10,000 a daywill turn 65 over the next two decades.
March 22, 2012
Ireland Woos Pensioners for BondsIreland plans to entice its senior citizens to invest in Irish bonds through their pension plans. If it succeeds, it could avoid having to seek a second bailout.
March 21, 2012
401(k) Strategies Even the Lazy Can Love: ASPPA SummitWorkplaces that make employees opt out of retirement plans instead of opting in have 90% participation rates.
March 21, 2012
Lawmakers Grill DOL’s Solis on Fiduciary Duty RedraftAt a House hearing, lawmakers took Labor Secretary Hilda Solis to task Wednesday over how the DOLs recrafting of its fiduciary rule is progressingspecifically on the timing of the re-proposed rule and the rules inclusion of IRAs.
March 21, 2012
Employee Benefits and Taxes, Pt. 2: Tax Treatment of Lump Sum DistributionsFrom Tax Facts Online, a look at special tax treatments for lump sum distributions from a qualified plan.
March 21, 2012
Retirement Plans Could Be Hit by ProposalsIn the proposed plan, contributions to plans would no longer be tax deductible, but a flat-rate refundable tax credit of 18% would be introduced instead that would serve as a federal matching contribution into a retirement savings account.
March 20, 2012
If Demographics Is Destiny, Economy Is Already Declining: Data Guru ShortIf a picture could tell a thousand words, Advisor Perspectives Doug Short, speaking at the RIIAs spring conference, probably hit the trillion mark.
March 20, 2012
IRS Makes It Easier to Buy Deferred Annuities With Retirement Plan DollarsFor clients who want to purchase deferred annuities within their retirement plans, the IRS reporting requirements have historically been so confusing that theyve served as a big deterrent. Recent guidance from the IRS has solved this problem.