Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Delayed Gratification a Risky Move for Investors
By Savita Iyer-AhrestaniNot only do most people want instant gratification, they also believe that waiting too long for something implies greater risk, says researcher Michael Bixter.
November 30, 2015
The Next Financial Crisis: When Will We Get Burned?Are we stoking an out-of-control fire? Asks Alexei Bayer.
November 30, 2015
Why Income and Patience Matter to Advisors — and ClientsFrom the products sold to the technology used to the clients served, advisors today are working in a much different environment.
November 30, 2015
When Surrender Leads to SuccessA recent court decision found the owner of a PPLI policy retained sufficient control over the assets in the account to be treated as the owner for federal income tax purposes.
November 30, 2015
Vertical Management Systems Partners With Envestnet | Retirement SolutionsThey will offer end-to-end retirement recordkeeping services to advisors through ERS integrated retirement model.
November 30, 2015
Advisor Comp Grids Encourage Conflicted Advice, Consumer Advocates SayFinancial firms want to kill the DOL's fiduciary plan in order to preserve their toxic and perverse compensation practices, the Consumer Federation of America says.
November 25, 2015
Optional Death Benefits Broaden Investment-Only VAs' SurgeUnlike sales of most other variable annuities, IOVAs are gaining steam, and some have optional death benefits.
November 25, 2015
$30K in Student Loan Debt Could Mean $325K Less in RetirementThe under-35 age group has more than tripled its education debt since 1989, LIMRA says; pre-retirees and retirees also hold significantly more education debt today.