Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Guaranteed Income Absent a Load
By Savita Iyer-Ahrestani, Savita Iyer-AhrestaniWhile many advisors steer their clients away from variable annuities, with the recent addition of a guaranteed lifetime withdrawal benefit rider to its no-load variable annuity, Lincoln, Nebraska-based Ameritas Advisor Services has not only enhanced the flexibility of its annuities, but also taken another step toward making variable annuities more...
January 14, 2008
Magellan Fund Reopens to New InvestorsAdvisors will be able to buy Fidelity's Magellan fund for new investors for the first time since September 30, 1997, Fidelity Investments announced on January 14. Because of redemptions by investors who had invested in Magellan for their retirement accounts, and are now poised to take distributions, the fund has...
January 01, 2008
How Prepared Are Advisors To Meet The Income Planning Challenge?A question that is surfacing among income planning experts is just how prepared advisors are to meet the needs and challenges of this relatively new area of financial advice.
January 01, 2008
Recession Fears Changing Money HabitsWhen 40% of Americans say their top New Year's resolution is paying off credit card debt, and 39% say their priority in 2008 will be...
January 01, 2008
Retirement News and ProductsLong-term care costs continue to rise. According to a recent study commissioned by New York Life Insurance Company's Long-Term Care Division, the average cost for...
January 01, 2008
Which QDIA Is Best?If you ask industry consultants what kind of effect qualified default investment alternatives (QDIAs) will have on the investment advisory industry and retiring boomers, they'll...
January 01, 2008
An Evolutionary Model of ChangeIs there even one financial advisor in the U.S. who isn't aware of the increasingly intense focus placed on boomer retirement? Driven by demographics and...
January 01, 2008
Innovation in InsuranceRetirement income distribution -- it's the talk of the trade. And no one is in a better position to capitalize on the ?ber-dollar opportunity than...