Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Research Projects Retiree Expenses
By Ed McCarthy, CFP, RICPOne wildcard that worries most retirees is the cost of health care. That concern is understandable: the National Coalition on Health Care reports that health...
June 30, 2008
The Income Planning Discussion Needs To Include A Talk About WorkOne piece of the income planning discussion should be a candid review about whether the client needs to continue working, according to financial planners.
June 30, 2008
Good news or bad?Great news for advisors -- boomers do need your help. Metlife's latest Retirement Income IQ Test reveals most pre-retirees dramatically overestimate how much they can withdraw...
June 30, 2008
Editorial Comment: Gotta Know Withdrawals ColdShelly Kostrunek's article, Retirement withdrawal mistakes to avoid, which appears in this month's issue of Income Planning, focuses on a very important part of income planning: taking withdrawals.
June 26, 2008
Growth in 401(k)/IRAs, Participants Has SlowedAlthough assets in 401(k) and IRA retirement plans have risen significantly in recent years, growth in the number of these plans as well as in...
June 26, 2008
Advisors Not Up to Date on AnnuitiesMitch Politzer, senior VP of Lincoln, Nebraska-based Ameritas Advisor Services (a unit of Ameritas Life Insurance Corp., New York), had a hunch that financial advisors might not be as prepared as they should be to lead Americans toward a secure retirement. He therefore teamed up with Chicago-based market research firm...
June 25, 2008
More Guidance on HSAsThe Treasury Department and the Internal Revenue Service today released Notice 2008-59, which provides employers and employees with a new set of formal questions and...
June 25, 2008
Retirement income without annuitiesInvestors may be put off by liquidity restraints in annuities, and wary of hidden fees, according to the Wall Street Journal. The paper cites a...