Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
New & Improved Online Social-Security Benefits Calculator
By Ed McCarthy, CFP, RICPSocial Security retirement benefits are an important component of many clients' retirement incomes, but getting reliable estimates of future benefits has always been awkward. Fortunately,...
September 01, 2008
The 6% Retirement Income SolutionRobert Lamb and his business associate Peter Sullivan have designed a retirement income strategy that bucks conventional wisdom by allowing clients to withdraw an initial...
September 01, 2008
Today's 70 is Yesterday's 50The concept of the "New Retirement" has become as popular with near retirees as it is with those who recently entered the retirement zone. While...
September 01, 2008
Public Risk: TaxesDiscussions of consumer spending tend to focus on post-tax dollars. This can be misleading because taxes are likely to be the bigger and faster growing...
September 01, 2008
Disclosure TimeThe Department of Labor's (DOL) recently proposed rule on 401(k) plan fee disclosure is being hailed by industry officials as a step in the right...
August 28, 2008
NAFA Says Nix SEC Rule 151AThe National Association of Fixed Annuities (NAFA) recently took a firm stand against the Security & Exchange Commission's (SEC) proposed Rule 151A, which would regulate index annuities as securities rather than as insurance products.
August 28, 2008
Fees Top Reason Plan Sponsors Switch ProvidersFees have become the top reason retirement plan sponsors switch providers, outpacing poor service, according to a new Spectrem Group report. Nearly one-third (30%) of plan sponsors cited cost/fees as the primary factor precipitating a change in plan providers, according to the report, "DC Market Needs."
August 28, 2008
Back to School on 403(b)sThis year, as budget makers in schools across the country decide whether the football team needs new uniforms or the gym really deserves to be repainted, they have one more item to add to their lists: How to deal with a new regulation, effective January 1, 2009, which is likely...