Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
LIMRA: Are Pre-Retirees Like the Grasshopper or the Ant?
By John SullivanMuch like the fable "The Grasshopper and the Ant," a new LIMRA research report notes pre-retirees fall into two categories: those that have diligently prepared and saved for retirement (the ant) and those who have not (the grasshopper).
July 09, 2010
LPL Mid-Year Outlook Expects Economic 'Tailwinds' to Keep U.S. Sailing Toward Expansion"The recovery is over. Welcome to the expansion," independent broker/dealer giant LPL Financial Corp. asserts in a mid-year outlook report released Thursday, July 8, that expects the U.S. economy and markets to stay on course for growth in 2010.
July 08, 2010
Challenging and Exposing Conventional Income Planning: How to Create More Income and Conduct Better Planning With AnnuitiesWhen your clients subscribe to income planning that keeps them a slave to principal protection, the planning has come to a halt. What more is there to do but find places for their money to accomplish this goal and keep track of fees along the way?
July 08, 2010
Jefferson National White Paper Says Variable Annuities Offer 'Tax-Efficient Frontier'A Jefferson National Life Insurance white paper on portfolio management says tax efficiency will emerge as a "significant new imperative" as taxes rise and and financial advisors can mitigate clients' risk with a new category of variable annuity.
July 08, 2010
PIMCO's Gross Sees Lower Market Returns AheadThe perspectives shared by PIMCO Managing Director Bill Gross and his colleagues, such as Mohammed El-Erian and Paul McCulley, have earned them respect and a popular following before and during the financial crisis.
July 07, 2010
Three New Retirement Income Planning ToolsForecasting clients' retirement finances is never easy, but the right tools can help you and other advisors create more effective forecasts.
July 07, 2010
Schwab RIA Study Shows Advisors Moving Full Speed Ahead With Growth PlansDetermined to buck the nation's trend toward sluggish economic growth, independent RIAs are charging ahead with plans to grow their businesses, says a Charles Schwab Advisor Service study released Wednesday, July 7.
July 07, 2010
SEC Announces New Target-Date Fund RulesA look at several of the Securities and Exchange Commission's proposed new rules for target-date funds, as explained by Mary Shapiro.