Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Overfunded Roth IRAs: Shelter for the Upper Middle Class?
By Robert Bloink, William H. ByrnesThe impending 3.8% tax on investment income scheduled to become effective in 2013 may have your upper-middle-class clients scrambling to find ways to reinvest their funds.
April 16, 2012
Financial Impact of Living Longer Worse Than Pension Plans ThinkWhile aging occurs slowly and imperceptibly, its financial effects can be catastrophic if not addressed now, the IMFs Global Financial Stability Report argues.
April 12, 2012
Stable Value Funds: Still Popular, Despite Fewer GuaranteesDespite a low interest-rate environment, 401(k) participants at New York Life Retirement Plan Services havent given up on stable value funds.
April 11, 2012
Retirement Portfolio Recovery Leaves Investors BehindAdvisors say their clients retirement portfolios have nearly recovered from the recession, but they arent sure their clients have.
April 11, 2012
MassMutual Named ‘Retirement Leader of the Year’MFS chairman emeritus Robert Pozen has long been an advocate for auto-enrollment and has advised Presidents Bush and Obama on retirement savings. Executive Vice President Elaine Sarsynski accepted the award.
April 10, 2012
Asset Allocation Has ‘Minor’ Role in Retirement PlanningFinancial advice tends to focus on how financial assets are allocated. But other levers may be more important for most households.
April 10, 2012
Fierce Opposition to Labor Department’s Fiduciary ProposalAs comments from the House committee hearing over the redefinition make clear, opposition to the DOLs redefinition of fiduciary is bipartisan and fierce.
April 10, 2012
Client-Friendly Report Urges Americans to Boost SavingsAs the April 17 tax deadline looms, sensitizing Americans anew to the state of their finances, a financial services industry consortium has released a report advising Americans on how to save for retirement.