Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Watch Out When Using This Type of Trust: IRS
By Melanie WaddellThis kind of annuity trust can be misused by promoters, advisors and taxpayers trying to eliminate ordinary income and capital gains.
March 28, 2023
Regulators Approve Guideline for Index-Linked Variable AnnuitiesAnother NAIC change could affect efforts to show clients how indexed universal life policies might work.
March 28, 2023
12 States Where Working-Age Death Counts Are Still HighIn some states, for people ages 25 through 64, mortality still looks bad.
March 27, 2023
The Real Secret to Retirement HappinessHere's a factor that has a dramatic effect on retiree satisfaction and longevity — and isn't tied to wealth, a recent study finds.
March 24, 2023
How Insurers Can Help Prevent Unexpected DeathsUnexpected deaths have been rising since the pandemic and could lead to a cascade of costs.
March 23, 2023
Advisor Tells Regulators That Life Illustrations Are Just Too SimpleNAIC panels are also discussing AI, fast underwriting and guarantees from dead banks.
March 23, 2023
Falling Asset Values Could Put More Banks in JeopardyResearchers estimate that falling asset values could lead to deadly depositor runs at 186 financial institutions.
March 17, 2023
What If the Index in an Indexed Annuity Goes Away?A lawyer says standard contracts include provisions for index changes.