Income Term Insurance: It Pays Out Over Time
By Chuck PretiA few insurance companies are developing term life insurance products that will make periodic death benefit payments to the beneficiary upon death of the insured. At least two carriers already offer it
September 06, 2009
Is The Industry Selling The Right Term Products?Why is term insurance so inexpensive even with the recent rate increases by many carriers? Because only in rare cases does the death benefit ever pay out
September 04, 2009
Job Loss Fears JumpU.S. workers are more nervous about unemployment this summer than they were a year ago, according to analysts at Hartford Financial Services Group Inc.
September 01, 2009
Managing LTCI objectionsLTCI prospects aren't shy to say they're afraid they'll never use their coverage, or that they're better off self-insuring. It's your job to logically and passionately explain that this is not always the case.
September 01, 2009
Insurance Update: An Asset to PlanningA specialized insurance product that offers long-term care coverage in addition to life insurance is gaining in popularity, according to the American Association for Long-Term...
August 31, 2009
What LTCI Agents Need to Know About 2010 Tax LawsThere is little doubt that most Americans would be better off with long term care insurance. We insure our homes and our cars for the event of a crisis; why not ourselves? But sometimes the LTCI sell can be tough...
August 31, 2009
Managing LTCI objectionsLTCI prospects aren't shy to say they're afraid they'll never use their coverage, or that they're better off self-insuring. It's your job to logically and passionately explain that this is not always the case.
July 27, 2009
AALTCI: 3 Is EnoughOnly 8% of long term care insurance claimants with 3-year policies exhaust their benefits, according to the American Association For Long Term Care Insurance.