Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Rating Agency Gives Carriers Clean Bill Of Health
By Jim ConnollyU.S. life insurers should emerge from the current financial turmoil largely unscathed, according to analysts at Moody's Investors Service.The life industry as a whole has ...
February 01, 2008
Second-Wave Boomers: Targeting an Untapped Population of ProspectsWith the investment world paying so much attention to the needs of baby boomers, agents may think they have this lucrative segment of the investment market sewn up with products such as variable annuities, long term care insurance, and mutual funds.
February 01, 2008
Opening up the lines of communicationQ. I know asking questions to encourage prospects to share personal experiences is an important part of the first LTCI sales appointment. Can you provide some questions that will get the client talking? A. The structure of the conversation during
February 01, 2008
Editorial Comment: Spending Spree In Retirement?Boomers in their 50s expect to spend $578,000 over the course of their retirement on "activities" (above and beyond normal living expenses), according to a new survey from Sun Life Financial Inc.
February 01, 2008
How to help high-end boomers prepare for a tax-free retirementRoth IRAs are attractive retirement vehicles for three reasons. First, contributions and growth are tax-free, when structured properly. Second, there is no minimum required distribution at age 70 1/2 . And, finally, the death benefit is
February 01, 2008
As Sub-Prime Woes Spike, REIT Income May DipSeveral financial advisors contacted by Income Planning say that for those who use real estate investment trusts (REITs) to fund regular income, there is a real risk of diminished income.
February 01, 2008
Unum Buys Back SharesA disability insurer has taken steps to increase the value of its outstanding common stock.Unum Group Corp., Chattanooga, Tenn., says it is buying back about ...
February 01, 2008
IRS Weighs In On Pension Accrual RulesThe Internal Revenue Service is trying to clarify what it considers to be the limits on pension plan provisions that may lead to backloading.IRS officials ...