Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
IMSA memberships renewed
By Staff WriterAdherence to ethical standards is one way to stay in business for a long time. Those who offer only lip service to ethics often find themselves in trouble with regulators and consumers. With that in mind, insurance companies seek membership in
April 17, 2008
Regulators zero in on zero premium lifeRegulators in Texas, Georgia, and North Carolina have warned agents to be careful when recommending so-called zero premium life transactions - or those with names such as "Estate Maximization" or "No-Cost-to-the-Insured" policies. These are
April 17, 2008
Do you now or have you ever had disability insurance? What are your thoughts about disability policies?I'm living on disability right now, even though I'm still relatively young. I never thought I would need a disability policy, especially since I had an office job, so I never thought about buying it. I was in a pretty serious car accident that
April 17, 2008
What kind of life insurance coverage do you have, and do you feel it is adequate?I have inadequate life insurance, because I threw too much money back into my business. Then I got separated a year ago, so I didn't feel the need to maintain that level - I was paying a couple hundred bucks each month. So, the money I saved after
April 17, 2008
Company achieves IMSA qualificationAs companies strive for ways to distinguish themselves, membership in a standardssettingorganization can help them stand out. Oxford Life Insurance Co. has renewed its qualification as a member of the Insurance Marketplace Standards Association,
April 17, 2008
IMSA qualification seen as oversight toolMembership in an ethics-based organization is supposed to exhibit a company's commitment to best practices and doing the right thing. To at least one state insurance commissioner, that commitment means something. Susan Voss, insurance commissioner
April 17, 2008
New LTCI marketing kit targets self-employedWhen it comes to long term care insurance, many business owners are still unaware of the significant taxsavings benefits available. Business owners have exclusive tax benefits that individuals don't enjoy. Corporations can use 100 percent
April 17, 2008
Universal life with lapse protectionOut of many comes one. That is the philosophy behind the latest product from Protective Life Insurance Co. Protective Centennial G Universal Life is a policy that combines many of the mostpopular features from other UL policies. Protective