Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
The financial sucking sound
By Daniel WilliamsIt's one thing to comprehend the volatility of gold, junk bonds and dot-coms, but it's something altogether different (and eye-opening) when that sucking sounds hits a financial entity as stable as the insurance industry. But
November 01, 2008
Warn clients about 401(k) debit cardsAs the economic downturn continues, clients who find that they are retirement-plan rich but cash poor will tend to make more frequent use of 401(k) debit cards to pay for bills they can't quite manage with their regular income. But as with all
November 01, 2008
The power list: Who's who in LTCI 2008For our second-annual LTCI Power List, we sought out industry insiders, including members of last year's list, to determine the eventual honorees. In talking to these powerbrokers, a list of key players quickly surfaced, coming from a diverse
November 01, 2008
Selling solutions not products"Discover what the clients need and then sell them the solution." If ever there were a piece of frequently repeated advice, that phrase would qualify. There's a reason successful advisors claim that that approach underlies their
November 01, 2008
The evolution continuesWhen annuities first entered the American retirement-planning arena, their popularity grew largely based on their tax-deferral and income-guarantee features. The death benefit was another standard feature that helped annuities win fans. Today, the
November 01, 2008
No one is short on theories about taking required minimum distributionThere are all kinds of theories associated with taking required minimum distributions, as is evidenced by the different approaches detailed by financial advisors interviewed by Income Planning.
November 01, 2008
Crystal Ball Underwriting, Or What Is The Client's Intent?A new rung tops the high net worth underwriting ladder, as clients' intentions are being analyzed, along with financial and mortality risk.
November 01, 2008
Insurance InformationWhile the American Council of Life Insurers (ACLI) and the American Insurance Association (AIA) are calling for a federal Office of Insurance Information, the National...