Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Longevity Risk, SPIAs And What Retirees Should Know
By Keith DallWhile longevity risk has started to get a lot more attention as an abstract notion, the sales of single premium immediate annuities, which are meant to protect against this risk, remain quite modest.
April 05, 2010
A Simple Way To Help Protect Clients' Retirement AssetsYour clients may have chosen to retain the risk and responsibility of funding future long term care costs.
April 05, 2010
What To Do About Plans To Delay RetirementWorkers' expectations about working longer before retirement have changed substantially during the past 20 years, based on surveys by my firm.
April 05, 2010
A Behavioral Approach To Retirement Income Makes SenseSay a retired husband and wife determine that they need $50,000, in addition to Social Security and any pension, in order to have a comfortable retirement.
April 05, 2010
Drug Testing In Life UnderwritingAs most producers know, life insurers screen for one drug of abuse routinely. That drug, of course, is cocaine, and the industry has been testing for it in both urine and oral fluid for many years.
April 05, 2010
Agents: Explore Innovations with a Level HeadThe insurance industry isnt exactly known for its innovation. Basically everything is just a version of something else and for good reason, because such ...
April 04, 2010
Agents: Explore Innovations with a Level HeadThe insurance industry isn't exactly known for its innovation. Basically everything is just a version of something else - and for good reason, because such basic protection products as life insurance already work without having to reinvent the wheel.
April 04, 2010
A Commonsense Approach to Disability UnderwritingProducers who are new to the disability insurance market -- and even some who have been selling the product for years -- often believe that underwriting is an unusually high hurdle that they must clear during a DI sale.