The Cooperative of American Physicians Inc. announced it will automatically provide enhanced group disability insurance and add term life insurance as benefits to its members, who have practices in California.

The products are being made available through the organization’s own agency, CAP Physicians Insurance Agency Inc., according to an announcement by CAP, Los Angeles.

The organization has 10,700 members in California.

Under the arrangement, CAP members will automatically receive $20,000 in term life insurance coverage, with the option to buy an additional $100,000 or $200,000 in guaranteed coverage at group rates, with no physical examination required.

CAP also boosted its automatic disability coverage to up to $2,000 a month from the previous $1,500 a month. Members may also purchase up to an additional $4,000 in guaranteed disability coverage with no physical examination or tax documentation required, according to the announcement.