Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
Iowa Tests Annuity Disclosure Documents
By Staff WriterHawkeye State insurance regulators are working with insurers and insurance trade groups to find a better way to help consumers understand the fixed annuities and ...
February 04, 2008
Authors Look At Power Of Tax DeferralAn insurance company has released a paper that looks at the effects of tax deferral on retirement savings.Tax deferral is key to accumulating extra savings ...
February 01, 2008
Second-Wave Boomers: Targeting an Untapped Population of ProspectsWith the investment world paying so much attention to the needs of baby boomers, agents may think they have this lucrative segment of the investment market sewn up with products such as variable annuities, long term care insurance, and mutual funds.
February 01, 2008
Spotlight figures to be brighter in 2008If you thought 2007 was a rough year for the industry in the mainstream media, I wouldn't be counting on a reprieve in 2008. All indications point toward even further increased scrutiny on the tactics unscrupulous advisors use to sell annuities
February 01, 2008
5 tips to reduce taxes on IRA earnings and, conversely, avoid penalties1. Advisors should enable clients to maximize the nature of growing money tax-free with a Roth IRA, whether they are investing in traditional stocks and bonds or alternative assets like private stock, real estate, tax liens and others. 2. The
February 01, 2008
California ponders restricting annuity salesLast August, I testified at a public discussion regarding possible additions to the California Code of Insurance Regulations, dealing with annuities sales to seniors -changes that are being prompted by new powers awarded to the state's Insurance
February 01, 2008
Drive at high speed to successWelcome to the Internet autobahn, where information zooms from carriers, to advisors, to FMOs, to regulators, to the media, to clients and back again -- in seconds. It's a world that has rendered the following excuse obsolete: "No one told
February 01, 2008
Liquidity costs are always comparisonsOwners of annuities typically incur costs if they surrender an annuity prematurely. The penalty for getting out of an annuity can be as high as 25 percent, although a review of annuityspecs.com shows that the first year penalty is 10 percent or less