Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
Fixed annuity
By Staff WriterThis fixed, five-year product offers a five-year interest rate guarantee, tax-deferred growth and a guaranteed death benefit to heirs. At the end of five years, clients have full access to their money. Withdrawals may be subject to regular income
September 01, 2008
Senior fraud cases on fast trackFINRA is increasing the pace of investigations and enforcement actions against advisors who defraud older investors, according to the Wall Street Journal. FINRA's goal is to protect seniors against unscrupulous financial advisors who take
September 01, 2008
Working to keep electronic media compliantQ: You are a registered representative with a FINRA-registered broker-dealer. You also have your own business, John Smith and Associates. You create a Web site and set up email under that name. Can you do this? You also have your own fixed business
September 01, 2008
The Case for CommissionsI am not an advisor and have no expertise in how clients should be serviced. But as part of an overall treatment to help advisors...
August 31, 2008
An alternative to immediate annui-cideI cannot tell you what the stock market will do tomorrow. But I can tell you if you are age 50 today and put $100,000 into any number of fixed annuities offering guaranteed lifetime withdrawal benefits (GLWBs), you will receive an annual lifetime
August 31, 2008
Income annuityAllows clients to take part in a group guaranteed income annuity product. Promises that investors receive income for life even if the markets have depleted account value below the account minimum. Minimum investment for the mutual fund model is
August 31, 2008
Fixed annuityThis fixed, five-year product offers a five-year interest rate guarantee, tax-deferred growth and a guaranteed death benefit to heirs. At the end of five years, clients have full access to their money. Withdrawals may be subject to regular income
August 31, 2008
Finding the perfect fitThere is a curse that frequently gets quoted when things get chaotic: "May you live in interesting times." The first half of 2008 has certainly qualified as interesting for financial advisors and their clients. Oil prices are approaching