Accuracy: The Psychology of Direct-to-Consumer Life Applications
By Peter HovardA behavioral scientist looks at why people leave out, or "mis-disclose," important insurance application information.
April 05, 2022
401(k) Investors With Annuities Are Less Likely to TradeMy recent research has uncovered some interesting ways the peace of mind afforded by guaranteed income can play out.
April 04, 2022
Everything You Need to Know About Social Security's Retirement Earnings TestA thorough understanding of the test rules can enable advisors to tailor claiming strategies to their clients.
April 04, 2022
Gary Shilling: U.S. Economy Is Doomed Without Consumer SpendingThe U.S. economic outlook is in the hands of households, and their purchasing power is falling.
March 31, 2022
Debate: Should the Freeze on Student Loan Payments Be Extended Again?Two professors discuss extending the freeze on student loan payments for a sixth time given current economic conditions.
March 30, 2022
IRS Clarifies Secure Act's 'One Bad Apple' Workaround for MEPsEmployers that are interested in MEPs should take note of the new requirements that will likely apply.
March 30, 2022
Should Crypto Be Allowed in 401(k)s?Two professors debate the Labor Department's wary stance on cryptocurrencies in retirement accounts.
March 30, 2022
This COVID Tax Credit Could Limit Business DeductionsThe employee retention tax credit could limit Section 199A deductions for pass-throughs above a certain income threshold.