Using Impaired Risk SPIAs: Strategies For Unhealthy Clients
By Gary Underwood, Michael SilverUsing Impaired Risk SPIAs:Strategies For Unhealthy ClientsByAn "impaired risk" single premium immediate annuity (SPIA) is one financial product that may give a health-impaired client an ...
November 10, 2004
NAIFA Reaffirms Stance Against Disclosure Of CommissionsNAIFA Reaffirms Stance Against Disclosure Of CommissionsWashingtonLife insurance agents should not be required to disclose to consumers the commission they receive when selling a life ...
November 10, 2004
The Truth About Retirement Is More Gut Feel Than DefinitionThe Truth About Retirement Is More Gut Feel Than DefinitionByNew YorkOne of the more interesting definitions of retirement that David Zander retrieved from a Google ...
November 10, 2004
Inherited IRAs Seen As A Vast Untapped Market For AnnuitiesInherited IRAs Seen AsA Vast Untapped Market For AnnuitiesTampa, Fla.Given an abysmal savings rates, a slow-growth economy, an uninspiring stock market and continuing terrorism jitters, ...
November 10, 2004
Charting The (Largely) Uncharted: 457 PlansProducers looking to establish a market niche might consider one still largely uncharted area of the financial advisory world: nonqualified executive compensation plans for tax-exempt ...
November 10, 2004
The Underwriting Toll Of StressThe Underwriting TollOf StressBurnout can be associated with medical problems of concern to underwritersBy Linda KocoWhen a person gets burned out on a job, project ...
November 10, 2004
Premium FinancingSuccess Or Not, It's All In The DesignPremium FinancingSuccess Or Not, Its All In The DesignPremium financing is a technique that has been used with life insurance for decades. In one form ...
November 10, 2004
Sarbanes-Oxley Is Strong Medicine For Health Care OrganizationsSarbanes-Oxley Is Strong MedicineFor Health Care OrganizationsAlthough the Sarbanes-Oxley Act of 2002 has swiftly become a part of Corporate Americas lexicon, even the most experienced ...