Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Immediate Annuities Gain Favor
By Ed McCarthy, CFP, RICPDepleted investment portfolios, reduced dividend payouts, and low interest rates have created a much more challenging environment for retired income investors. Consequently, immediate annuities' guaranteed lifetime income has become more attractive.
May 01, 2009
Confidence Builders"There may have been a loss of confidence in the American economy," said Rep. Robert Andrews (D-New Jersey), "but that doesn't translate into a loss...
May 01, 2009
Retirement News & ProductsRecent research by Cerulli Associates focuses on what the Boston-based research firm calls the "bookends" of the 401(k) market--large and mega-plans and micro- and small...
May 01, 2009
Numerology: No One WayDC Research and Practical Perspectives, two research companies headed, respectively, by Dennis Gallant and Howard Schneider, released in April their most recent findings--"Examining Best Practices...
May 01, 2009
New IRS DB Funding RulesThe Internal Revenue Service (IRS) recently issued regulatory guidance on defined benefit pension plans that provides some needed relief for DB plan sponsors. Citing the...
May 01, 2009
Retirement Planning: Estate Tax Up for DebateOne issue that will be a big debate in Congress this year is the estate tax. Congress must take some action on the estate tax...
May 01, 2009
Putting It Into Practice: Two PhilosophiesWhat's your approach to building retirement income portfolios? One of the most important and visible issues that advisors address early on with retirees is how to...
May 01, 2009
Retirement Income Reporter: Coping with LimitsThe recent past was grand. Boomers don't care for limits. Boomers create excess with everything they touch. Not only do their large numbers create this...