Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
The "New" Guaranteed And Return Of Premium Products
By Judith A. HasenauerIt seems as though every new life insurance or annuity product that comes to market has a "new" feature to guarantee minimum investment gain or ...
December 05, 2005
Feds Give Plan Amendment DetailsThe Internal Revenue Service has published a notice that gives technical compliance details concerning a number of regulatory changes that will affect 401(k) plans ...
October 05, 2005
Potential Benefits of an Immediate Annuity?Guaranteed lifetime payments- if lifetime annuitization is elected?Access to assets- unscheduled withdrawals may be permitted?Beneficiary protection- death benefit protection may be available?Reduce tax liability- ...
February 01, 2005
More Opportunities for Roth ConversionsThe Internal Revenue Service has opened the door for older, wealthier individuals to convert their traditional IRAs into Roth IRAs. Previously, individuals earning more than $100,000...
October 06, 2004
Required Minimum Distribution Planning With Trusts: More IRS Flexibility?Required Minimum Distribution Planning With Trusts: More IRS Flexibility? Recent private letter rulings may reflect a trendBy April CaudillThe Internal Revenue Service has clarified some ...
October 05, 2004
Jackson National Adds VA Withdrawal OptionsNU Online News Service, Oct. 5, 2004, 5:42 p.m. EDTJackson National Life Insurance Company, Lansing, Mich., has added the LifeGuard4 and LifeGuard5 guaranteed minimum ...
February 25, 2004
Ernst Analyst: Fixed Annuity Spreads Still TightNU Online News Service, Feb. 25, 2004, 6:48 p.m. EST -- Some big insurers could be having trouble with fixed annuity earnings.[@@]Peter Porrino, an ...