Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Uncle Sam May Take His Cut
By Savita Iyer-Ahrestani, Savita Iyer-AhrestaniWere private annuity trusts (PATs), popular tools for estate planning in retirement, just a flash in the pan, now that the Internal Revenue Service (IRS)...
March 01, 2007
Leading the WayThe biggest issue these days for investment advisors and financial planners is retirement planning. If you ask retirement planning professionals what the biggest retirement issues...
March 01, 2007
DOL Issues Favorable New Guidance on PPA "Investment Advice" ProvisionsIn response to many questions about the "investment advice" exemption ("Exemption") of the Pension Protection Act of 2006 ("PPA"), the Department of Labor ("Department") released...
March 01, 2007
Lesson 2, The Uncertainty of Death and TaxesBy now everyone has heard the widely abused clich?, first coined by Benjamin Franklin in 1789: "In this world nothing can be said to be...
March 01, 2007
Business DevelopmentYou've stopped to smell the roses. Good for you! Now wake up and smell the coffee. Yes, a new era has been brewing in the...
February 22, 2007
Focusing on Smaller DC PlansThere is no doubt that defined contribution (DC) plans, which are already quite firmly entrenched in corporate America, are going to gain even more ground...
February 22, 2007
Looking for a Lifetime Income StreamAARP Financial has teamed up with New York Life Insurance Company to launch the AARP Lifetime Income Program, a program designed to generate a more secure stream of retirement income for AARP members. The new product offers fixed immediate annuities, issued by New York Life Insurance and Annuity Corporation (a...
February 08, 2007
NASD Alerts Seniors About Life SettlementsThe NASD is warning seniors about the perils of viatical or life settlements--selling their life insurance policies for cash. For life insurance policies, there is no "transparent secondary market" making it difficult for seniors to tell if they are being offered a fair price; that plus high transaction costs--commissions of...