Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Lesson 6: Longevity Risk
By Moshe A. MilevskyOne often reads that at the end of the 20th century, life expectancy in the U.S. hit a record high of approximately 73.6 years for...
July 01, 2007
Retirement RedefinedIt seems retirement has been redefined, and the new definition includes part-time work. This change from the traditional retirement vision of sitting on a porch...
July 01, 2007
Portrait of a Branch ManagerReaching into a credenza drawer, Cynthia Laden Newman scoops out heaping handfuls of Snickers, 3 Musketeers, Twix and Butterfingers from boxes and plunks the mini...
June 28, 2007
Inflation-Adjusted Guaranteed IncomeTo help retirees keep pace with inflation and still have guaranteed income, Minneapolis-based Thrivent Financial for Lutherans introduced this month a new single-premium immediate annuity. The...
June 28, 2007
Fixed-Income a Great Fit for RetirementFixed income is an asset class that offers plenty of upside for investors, in particular those planning for retirement. Yet, says Jim Tracy, national sales director for Minneapolis-based The Hartford Mutual Funds (a division of Hartford Life), many investors and financial advisors are more than a little wary of fixed...
June 07, 2007
An Awards Program for Retirement CommunicationsThe Retirement Income Industry Association (RIIA) announced a new awards program designed to deliver "independent and objective benchmarking of excellence in communications for the industry."...
June 01, 2007
Quilting BeeWhen it comes to mitigating risks for clients in retirement, advisors and product manufacturers must stitch together products and strategies that help clients meet the...
June 01, 2007
Lesson 5: Spending Buckets and Financial PlacebosIn an earlier lesson I argued that a bear market early in retirement -- i.e., when you start withdrawing money from a portfolio -- can...