Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Is Modern Portfolio Theory Dead?
By Marie SwiftDiversified Fate The last 18 months have been an unmitigated disaster. Financial planners have seen their income melt away like global warming on steroids. The stock...
May 01, 2009
Confidence Builders"There may have been a loss of confidence in the American economy," said Rep. Robert Andrews (D-New Jersey), "but that doesn't translate into a loss...
May 01, 2009
New IRS DB Funding RulesThe Internal Revenue Service (IRS) recently issued regulatory guidance on defined benefit pension plans that provides some needed relief for DB plan sponsors. Citing the...
May 01, 2009
The Affluentialist: Why The Affluent Need LTC InsuranceSurprising economic times can reveal fault lines in previously solid assumptions. The conventional wisdom was that the wealthy would pay for long-term nursing care out-of-pocket...
May 01, 2009
Retirement News & ProductsRecent research by Cerulli Associates focuses on what the Boston-based research firm calls the "bookends" of the 401(k) market--large and mega-plans and micro- and small...
May 01, 2009
Automatic IRAs 'Highly Probable'Lou Harvey, president of Boston-based Dalbar Inc., which provides third-party audits and evaluation services to the financial-services industry, says that more change is coming in...
May 01, 2009
Numerology: No One WayDC Research and Practical Perspectives, two research companies headed, respectively, by Dennis Gallant and Howard Schneider, released in April their most recent findings--"Examining Best Practices...
May 01, 2009
Retirement Income Reporter: Coping with LimitsThe recent past was grand. Boomers don't care for limits. Boomers create excess with everything they touch. Not only do their large numbers create this...