Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Cost of Retirement: 11 Years’ Pay
By John SullivanThe good news is that American workers are making progress in closing the retirement income gap. The bad news is ...
June 12, 2012
Morningstar Finds Big Problem with Replacement Rate CalculationsNot all replacement rate studies are the same, and that could seriously hurt your clients.
June 12, 2012
Higher 401(k) Deferral Rates Create Engaged Participants, New York Life FindsAccording to the company, this counters the auto-enrollment myth that higher auto-deferral rates result in participants opting out of plans in larger numbers.
June 11, 2012
Prepaid 529 Plans Gain PopularityPrepaid 529 plan assets, up 2.6% in the first quarter, have been increasing since Q4 2011.
June 08, 2012
The Fight Over 401(k) FeesRetirement plan fees can cost participants nearly $155,000 over the life of the plan, said a recent white paper by Demos, a liberal think tank. ASPPA says the paper is wrong.
June 07, 2012
Advisor Calls for Paradigm Shift in Financial AdvicePaula Hogan, a Milwaukee-based advisor, has laid out a model for financial planning that she argues is both more effective and more distinctive than conventional approaches.
June 06, 2012
Individuals’ Combined IRA Balance Higher Than Overall AverageAverage IRA balances are about a third higher, and the median balance is about 42% higher, when an individuals multiple accounts are considered together, the EBRI found.
June 05, 2012
The Problem With Essential vs. Discretionary Retirement Strategies: Pt. 2In planning for retiring clients, it's crucial to get an understanding of what the client's goals are in the first place.