Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
BlackRock, Harvard: Retirees Don’t Know What They Want, but It Might Be Annuities
By Joyce HansonYou dont get a radically different answer when you change the wording of a question about whether you want chocolate or vanilla ice cream, but with annuities you do, says Harvard professor David Laibson.
April 30, 2012
Half of Eldest Boomers Were Able to RetireIf present trends continue, Americans might not be as bad off for retirement as once thought.
April 27, 2012
Sen. McCaskill to EBSA: Reopen Fiduciary DialogueSen. Claire McCaskill, D-Mo., is pressing EBSA to re-open the dialogue EBSA started with industry trade groups regarding its data request on its fiduciary re-proposal.
April 27, 2012
How to Become a Retirement AdvisorBill Kantner had the kind of problem most advisors only dream of: 90 prospects from the same company were ready to retire and he needed a way to support their needs. Zachary Parker of Securities America had a solution.
April 27, 2012
When Should Clients Start Claiming Social Security Benefits?Claim right away or wait? Your advice to clients can make all the difference. Heres what to consider.
April 26, 2012
U.S. Chamber Warns Against ‘Political Barriers to Innovation’ in Private Retirement PlansThe U.S. Chamber of Commerce published on Monday a white paper, Private Retirement Benefits in the 21st Century: A Path Forward, that provides guidelines for creating and maintaining retirement plans and increasing workers savings.
April 25, 2012
TDFs Have Best Quarter Since 2010The average return for target maturity funds last quarter came in 3.5% under the S&P 500 at nearly 9%, but beat the BarCap U.S. Aggregate Bond Index by over 8.5%, according to the Ibbotson Target Maturity Report.
April 25, 2012
How Are Advisors Managing in a Low-Rate Environment?While the Federal Reserve's reaffirmation Wednesday of its zero-rate policy is great news for home buyers, low rates remain a significant challenge to retirees and their financial advisors...